{"id":1013,"date":"2017-07-26T10:29:47","date_gmt":"2017-07-26T10:29:47","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1013"},"modified":"2020-12-04T05:53:01","modified_gmt":"2020-12-04T05:53:01","slug":"the-insurance-act-2015","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/cs\/the-insurance-act-2015\/","title":{"rendered":"Z\u00e1kon o poji\u0161\u0165ovnictv\u00ed z roku 2015. Dodr\u017eujete?"},"content":{"rendered":"<h2>Z\u00e1kon o poji\u0161\u0165ovnictv\u00ed z roku 2015 vstoup\u00ed v platnost v srpnu 2016.<\/h2>\n<\/p>\n<h3>P\u0159edstavuje zna\u010dnou zm\u011bnu zam\u011b\u0159en\u00ed a z\u00e1konn\u00fdch po\u017eadavk\u016f a klade v\u011bt\u0161\u00ed z\u00e1t\u011b\u017e na poji\u0161t\u011bn\u00e9ho klienta a makl\u00e9\u0159e.<\/h3>\n<p>Povinnost zve\u0159ejn\u011bn\u00ed (DoD) byla nahrazena.<\/p>\n<p>Nov\u00fd po\u017eadavek povinnosti f\u00e9rov\u00e9 prezentace (DoFP) vy\u017eaduje:<\/p>\n<ul>\n<li>P\u0159ed p\u0159edlo\u017een\u00edm t\u011bchto informac\u00ed pojistn\u00e9mu trhu bylo provedeno prokazateln\u00e9 \u201ep\u0159im\u011b\u0159en\u00e9 vyhled\u00e1v\u00e1n\u00ed\u201c, aby byly z\u00edsk\u00e1ny v\u0161echny relevantn\u00ed a v\u011bcn\u00e9 informace.<\/li>\n<li>Informace o v\u00fdznamn\u00fdch rizic\u00edch jsou upisovatel\u016fm v prezentaci konkr\u00e9tn\u011b zd\u016frazn\u011bny.<\/li>\n<li>Pou\u017e\u00edvaj\u00ed se auditovateln\u00e9 a dokumentovan\u00e9 procesy a dokl\u00e1daj\u00ed se podle p\u0159ijateln\u00e9 pr\u00e1vn\u00ed normy.<\/li>\n<\/ul>\n<\/p>\n<p><strong>Z\u00e1kon se vztahuje na <em>v\u0161echna poji\u0161t\u011bn\u00ed uzav\u0159en\u00e1 ve Spojen\u00e9m kr\u00e1lovstv\u00ed<\/em> - bez ohledu na to, kde <em>poji\u0161t\u011bn\u00fd<\/em> se n\u00e1hodou nach\u00e1z\u00ed.<br \/>\nAmerick\u00e9, asijsk\u00e9 a evropsk\u00e9 spole\u010dnosti mus\u00ed b\u00fdt tak\u00e9 p\u0159ipraveny.\n<\/p>\n<p>Jsi p\u0159ipraven?<\/strong><\/p>\n<\/p>\n<h2>Jak pom\u00e1h\u00e1me!<\/h2>\n<p>Digit\u00e1ln\u00ed m\u00e9dia (souvisej\u00edc\u00ed dokumenty, seznamy, lok\u00e1tory soubor\u016f a historie reviz\u00ed) mohou b\u00fdt v\u0161echna kategorizov\u00e1na, vhodn\u011b zv\u00fdrazn\u011bna, agregov\u00e1na, konsolidov\u00e1na, opat\u0159ena \u010dasov\u00fdm raz\u00edtkem a ulo\u017eena na jedin\u00e9m bezpe\u010dn\u00e9m m\u00edst\u011b souvisej\u00edc\u00edm s v\u00fdpisem. To je snadno dostupn\u00e9 v\u0161em p\u0159\u00edslu\u0161n\u00fdm pozvan\u00fdm; klienti, makl\u00e9\u0159i, upisovatel\u00e9, poskytovatel\u00e9 slu\u017eeb a regula\u010dn\u00ed org\u00e1ny.\n<\/p>\n<p>Na v\u0161echna relevantn\u00ed nedigit\u00e1ln\u00ed m\u00e9dia lze odkazovat v digit\u00e1ln\u00edm rejst\u0159\u00edku (co to je, kde to je a jak je z\u00edskat), co\u017e usnadn\u00ed um\u00edst\u011bn\u00ed a dostupnost.\n<\/p>\n<p>Jednoduch\u00e9 a snadn\u00e9 pou\u017eit\u00ed pro ka\u017ed\u00e9ho \u2013 pom\u00e1h\u00e1 a umo\u017e\u0148uje poji\u0161t\u011bn\u00fdm l\u00e9pe plnit jejich z\u00e1konn\u00e9 po\u017eadavky a po\u017eadavky na dodr\u017eov\u00e1n\u00ed p\u0159edpis\u016f. <\/p>\n<p><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\" alt=\"IA2015-1\" width=\"612\" height=\"420\" class=\"align center size-full wp-image-1029\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Z\u00e1kon o poji\u0161\u0165ovnictv\u00ed z roku 2015 vstupuje v platnost v srpnu 2016. P\u0159edstavuje podstatnou zm\u011bnu zam\u011b\u0159en\u00ed a z\u00e1konn\u00fdch po\u017eadavk\u016f a klade v\u011bt\u0161\u00ed z\u00e1t\u011b\u017e na poji\u0161t\u011bn\u00e9ho klienta a makl\u00e9\u0159e. Povinnost zve\u0159ejn\u011bn\u00ed (DoD) byla nahrazena. Nov\u00fd po\u017eadavek povinnosti poctiv\u00e9 prezentace (DoFP) vy\u017eaduje: prokazateln\u00e9 \u201erozumn\u00e9 vyhled\u00e1v\u00e1n\u00ed\u201c [\u2026]<\/p>","protected":false},"author":14,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[94,30,95,34],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts\/1013"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}