{"id":1739,"date":"2020-05-20T07:37:00","date_gmt":"2020-05-20T07:37:00","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1739"},"modified":"2021-11-19T02:24:21","modified_gmt":"2021-11-19T02:24:21","slug":"effects-of-coronavirus-on-the-global-commercial-insurance-industry","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/cs\/effects-of-coronavirus-on-the-global-commercial-insurance-industry\/","title":{"rendered":"Dopady koronaviru na glob\u00e1ln\u00ed pr\u016fmysl komer\u010dn\u00edho poji\u0161t\u011bn\u00ed."},"content":{"rendered":"<p class=\"has-black-color has-text-color\">Skute\u010dn\u011b katastrof\u00e1ln\u00ed glob\u00e1ln\u00ed ud\u00e1lost pro mnoho podnik\u016f. N\u00ed\u017ee p\u0159edstavuje mal\u00fd vzorek typick\u00fdch z\u00e1kazn\u00edk\u016f komer\u010dn\u00edho poji\u0161t\u011bn\u00ed, kte\u0159\u00ed vykazuj\u00ed v\u00e1\u017en\u00e9 finan\u010dn\u00ed probl\u00e9my v n\u011bkolika odv\u011btv\u00edch. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">Existuje mnoho dal\u0161\u00edch, jako je maloobchod, ropa, stavebnictv\u00ed, v\u00fdroba\u2026 atd. V\u0161echny pravd\u011bpodobn\u011b budou \u010delit dlouhodob\u00fdm ekonomick\u00fdm probl\u00e9m\u016fm. Mnoho spole\u010dnost\u00ed vid\u00ed ni\u017e\u0161\u00ed p\u0159\u00edjmy, kter\u00e9 maj\u00ed za n\u00e1sledek men\u0161\u00ed pen\u011b\u017en\u00ed tok a sni\u017euj\u00edc\u00ed se ziskovost.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg\" alt=\"\" class=\"wp-image-1802\" width=\"836\" height=\"1776\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg 482w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-141x300.jpg 141w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-768x1633.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-71x150.jpg 71w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">N\u00e1roky z p\u0159eru\u0161en\u00ed podnik\u00e1n\u00ed v\u00e1\u017en\u011b ovlivn\u00ed pojistitele. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Koronavirov\u00e1 krize by mohla zni\u010dit cel\u00e1 pr\u016fmyslov\u00e1 odv\u011btv\u00ed. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg\" alt=\"\" class=\"wp-image-1805\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg 1024w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-300x144.jpg 300w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-768x370.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-150x72.jpg 150w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg 1519w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Komer\u010dn\u00ed poji\u0161\u0165ovac\u00ed \u010dinnost se v USA b\u011bhem uzam\u010den\u00ed COVID-19 drasticky zpomalila, podle zpr\u00e1vy vydan\u00e9 Ivans Insurance Services. <\/p>\n\n\n\n<p>Nap\u0159\u00ed\u010d obchodn\u00edmi liniemi byl objem nov\u00fdch transakc\u00ed na konci kv\u011btna ve srovn\u00e1n\u00ed se za\u010d\u00e1tkem b\u0159ezna ni\u017e\u0161\u00ed o 38,91 TP1T, t\u011bsn\u011b p\u0159edt\u00edm, ne\u017e vl\u00e1dou na\u0159\u00edzen\u00e1 uzam\u010den\u00ed vedla k uzav\u0159en\u00ed mnoha podnik\u016f po cel\u00fdch Spojen\u00fdch st\u00e1tech. <\/p>\n\n\n\n<p>Je dob\u0159e zn\u00e1mou skute\u010dnost\u00ed, \u017ee komer\u010dn\u00ed poji\u0161\u0165ovnictv\u00ed v\u017edy zaost\u00e1valo za dobou, kdy lid\u00e9, procesy a star\u0161\u00ed technologie a procesy zpomaluj\u00ed r\u016fst a sni\u017euj\u00ed zisk. <\/p>\n\n\n\n<p>Je nyn\u00ed p\u0159ipravena p\u0159em\u011bnit komer\u010dn\u00ed poji\u0161t\u011bn\u00ed ve skute\u010dnou glob\u00e1ln\u00ed aktivitu digit\u00e1ln\u00edho obchodov\u00e1n\u00ed; pomoc\u00ed technik z\u00edskan\u00fdch z financ\u00ed a nejnov\u011bj\u0161\u00edch digit\u00e1ln\u00edch\/internetov\u00fdch technologi\u00ed, proto\u017ee \u00fa\u010dinky koronaviru jsou \u0161irok\u00e9 a budou velmi n\u00e1ro\u010dn\u00e9?<\/p>\n\n\n\n<p><strong>Odpov\u011b\u010f je ano.<\/strong> Je pot\u0159eba zcela nov\u00fd syst\u00e9m.<\/p>\n\n\n\n<p><strong>Kompletn\u00ed bezpe\u010dn\u00fd digit\u00e1ln\u00ed end-to-end proces (bez pap\u00edrov\u00fdch st\u011bn, bez p\u0159ekl\u00ed\u010dov\u00e1n\u00ed).<\/strong><\/p>\n\n\n\n<p>Se schopnost\u00ed zvl\u00e1dnout pojistn\u00fd proces nap\u0159\u00ed\u010d cel\u00fdm hodnotov\u00fdm \u0159et\u011bzcem a umo\u017enit v\u0161em z\u00fa\u010dastn\u011bn\u00fdm stran\u00e1m (poji\u0161t\u011bn\u00fdm, makl\u00e9\u0159\u016fm, poji\u0161\u0165ovn\u00e1m a zajistitel\u016fm, poskytovatel\u016fm slu\u017eeb, regula\u010dn\u00edm org\u00e1n\u016fm) komunikovat a spolupracovat, komunikovat, sd\u00edlet\/p\u0159en\u00e1\u0161et digit\u00e1ln\u00ed data a informace, vyjedn\u00e1vat a prov\u00e1d\u011bt bezpe\u010dn\u00e9 pojistn\u00e9 transakce.<\/p>\n\n\n\n<p>Velk\u00e1 \u010d\u00e1st dne\u0161n\u00edho sou\u010dasn\u00e9ho procesu je \u201eodpojena\u201c a st\u00e1le prob\u00edh\u00e1 prost\u0159ednictv\u00edm e-mailu, tabulek, telefonu a spousty pap\u00edru a spousty a spousty lid\u00ed. Nadm\u011brn\u00e9 n\u00e1klady, archaick\u00e9\/zbyte\u010dn\u00e9 procesy a zastaral\u00e9 technologie jsou hojn\u00e9 v cel\u00e9m potravinov\u00e9m \u0159et\u011bzci komer\u010dn\u00edho poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n<p><strong>Ale nezoufejte.<\/strong><\/p>\n\n\n\n<p>Poskytujeme pokro\u010dilou roz\u0161i\u0159itelnou zabezpe\u010denou digit\u00e1ln\u00ed technologii s optimalizovan\u00fdmi end-to-end procesy, abychom zajistili konkurenceschopn\u011bj\u0161\u00ed ceny a z\u00e1rove\u0148 radik\u00e1ln\u011b zlep\u0161ili dobu realizace, minimalizovali n\u00e1klady na realizaci a umo\u017enili nov\u00fd druh pojistn\u00fdch n\u00e1stroj\u016f a rizik, to v\u0161e za spravedlivou a spravedlivou cenu.<\/p>\n\n\n\n<p><strong>Je to platforma, kter\u00e1 propojuje \u201espr\u00e1vn\u00e9 lidi\u201c se \u201espr\u00e1vn\u00fdmi \u00fadaji a informacemi\u201c, a\u0165 u\u017e jsou to poji\u0161\u0165ovny nebo mana\u017ee\u0159i rizik\/poji\u0161t\u011bn\u00ed\/finan\u010dn\u00ed pracovn\u00edci sv\u00fdch klient\u016f; aby byli v\u0161ichni schopni spolupracovat, diskutovat, navrhovat, konzultovat, radit \u2013 100% digit\u00e1ln\u011b.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Skute\u010dn\u011b katastrof\u00e1ln\u00ed glob\u00e1ln\u00ed ud\u00e1lost pro mnoho podnik\u016f. N\u00ed\u017ee p\u0159edstavuje mal\u00fd vzorek typick\u00fdch z\u00e1kazn\u00edk\u016f komer\u010dn\u00edho poji\u0161t\u011bn\u00ed, kte\u0159\u00ed vykazuj\u00ed v\u00e1\u017en\u00e9 finan\u010dn\u00ed probl\u00e9my v n\u011bkolika odv\u011btv\u00edch. Existuje mnoho dal\u0161\u00edch, jako je maloobchod, ropa, stavebnictv\u00ed, v\u00fdroba\u2026 atd. V\u0161echny pravd\u011bpodobn\u011b budou \u010delit dlouhodob\u00fdm ekonomick\u00fdm probl\u00e9m\u016fm. Mnoho spole\u010dnost\u00ed vid\u00ed [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/cs\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}