{"id":1739,"date":"2020-05-20T07:37:00","date_gmt":"2020-05-20T07:37:00","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1739"},"modified":"2021-11-19T02:24:21","modified_gmt":"2021-11-19T02:24:21","slug":"effects-of-coronavirus-on-the-global-commercial-insurance-industry","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/et\/effects-of-coronavirus-on-the-global-commercial-insurance-industry\/","title":{"rendered":"Koroonaviiruse m\u00f5ju \u00fclemaailmsele kommertskindlustust\u00f6\u00f6stusele."},"content":{"rendered":"<p class=\"has-black-color has-text-color\">T\u00f5eline katastroofiline \u00fclemaailmne s\u00fcndmus paljudele ettev\u00f5tetele. Allpool on v\u00e4ike valim t\u00fc\u00fcpilistest \u00e4rikindlustusklientidest, kellel on m\u00f5nes t\u00f6\u00f6stusharus t\u00f5siseid finantsprobleeme. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">On palju teisi, nagu jaem\u00fc\u00fck, nafta, ehitus, tootmine jne. K\u00f5ik seisavad t\u00f5en\u00e4oliselt silmitsi pikaajaliste majandusprobleemidega. Paljud ettev\u00f5tted n\u00e4evad v\u00e4iksemat tulu, mille tulemuseks on v\u00e4iksem rahavoog ja kasumlikkus.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg\" alt=\"\" class=\"wp-image-1802\" width=\"836\" height=\"1776\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg 482w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-141x300.jpg 141w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-768x1633.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-71x150.jpg 71w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">\u00c4rikatkestuse n\u00f5uded m\u00f5jutavad t\u00f5siselt kindlustusandjaid. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Koroonaviiruse kriis v\u00f5ib h\u00e4vitada kogu t\u00f6\u00f6stusharu. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg\" alt=\"\" class=\"wp-image-1805\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg 1024w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-300x144.jpg 300w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-768x370.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-150x72.jpg 150w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg 1519w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Ivans Insurance Services avaldatud aruande kohaselt aeglustus kommertskindlustustegevus USA-s COVID-19 sulgemise ajal drastiliselt. <\/p>\n\n\n\n<p>K\u00f5igis \u00e4rivaldkondades v\u00e4henes uute poliiside tehingute maht mai l\u00f5pus 38,91 TP1T v\u00f5rra v\u00f5rreldes m\u00e4rtsi algusega, vahetult enne seda, kui valitsuse kehtestatud sulgemised t\u00f5id kaasa paljude ettev\u00f5tete sulgemise kogu Ameerika \u00dchendriikides. <\/p>\n\n\n\n<p>On h\u00e4sti teada t\u00f5siasi, et kommertskindlustussektor on alati j\u00e4\u00e4nud maha ajast, kus inimesed, protsessid ja p\u00e4randtehnoloogia ja protsessid aeglustavad kasvu ja v\u00e4hendavad kasumit. <\/p>\n\n\n\n<p>Kas see on n\u00fc\u00fcd valmis muutma \u00e4rikindlustuse t\u00f5eliseks \u00fclemaailmseks digitaalseks kauplemiseks? kasutada Finance&#039;ist \u00f5pitud tehnikaid ja uusimaid digitaal-\/internetitehnoloogiaid, kuna koroonaviiruse m\u00f5jud on laiaulatuslikud ja on v\u00e4ga v\u00e4ljakutseid pakkuvad?<\/p>\n\n\n\n<p><strong>Vastus on jah.<\/strong> Vaja on t\u00e4iesti uut s\u00fcsteemi.<\/p>\n\n\n\n<p><strong>T\u00e4ielik turvaline digitaalne otsast l\u00f5puni protsess (ilma paberseinteta, ilma uuesti v\u00f5tmeteta).<\/strong><\/p>\n\n\n\n<p>V\u00f5imalus hallata kindlustusprotsessi kogu v\u00e4\u00e4rtusahela ulatuses ning v\u00f5imaldada k\u00f5igil sidusr\u00fchmadel (kindlustusandjad, maaklerid, kindlustusandjad ja edasikindlustusandjad, teenusepakkujad, regulaatorid) suhelda ja koost\u00f6\u00f6d teha, suhelda, jagada\/edastada digitaalseid andmeid ja teavet, pidada l\u00e4bir\u00e4\u00e4kimisi ja turvaliselt teostada. kindlustustehingud.<\/p>\n\n\n\n<p>Suur osa praegustest protsessidest on &quot;lahti \u00fchendatud&quot; ja seda k\u00e4sitletakse endiselt e-posti, arvutustabeli, telefoni ja paljude paberite ning paljude inimestega. \u00dclepuhutud kulud, arhailised\/ebavajalikud protsessid ja p\u00e4randtehnoloogia on levinud kogu kommertskindlustuse toiduahelas.<\/p>\n\n\n\n<p><strong>Kuid \u00e4rge heitke meelt.<\/strong><\/p>\n\n\n\n<p>Pakume t\u00e4iustatud laiendatavat turvalist digitaaltehnoloogiat koos sujuvamate t\u00e4ielike protsessidega, et pakkuda konkurentsiv\u00f5imelisemat hinda, parandades samal ajal oluliselt t\u00e4itmisaega, minimeerides t\u00e4itmiskulusid ning v\u00f5imaldades uut t\u00fc\u00fcpi kindlustusinstrumente ja riske \u00f5iglase ja \u00f5iglase hinnaga.<\/p>\n\n\n\n<p><strong>See on platvorm, mis \u00fchendab &quot;\u00f5iged inimesed&quot; &quot;\u00f5igete andmete ja teabega&quot;, olgu need siis kindlustusseltsid v\u00f5i nende kliendi riski-\/kindlustusjuhid\/finantsinimesed; et nad k\u00f5ik saaksid koos t\u00f6\u00f6tada, arutada, ettepanekuid teha, konsulteerida, n\u00f5ustada \u2013 100% digitaalselt.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00f5eline katastroofiline \u00fclemaailmne s\u00fcndmus paljudele ettev\u00f5tetele. Allpool on v\u00e4ike valim t\u00fc\u00fcpilistest \u00e4rikindlustusklientidest, kellel on m\u00f5nes t\u00f6\u00f6stusharus t\u00f5siseid finantsprobleeme. On palju teisi, nagu jaem\u00fc\u00fck, nafta, ehitus, tootmine jne. K\u00f5ik seisavad t\u00f5en\u00e4oliselt silmitsi pikaajaliste majandusprobleemidega. Paljud ettev\u00f5tted n\u00e4evad [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/et\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}