{"id":1013,"date":"2017-07-26T10:29:47","date_gmt":"2017-07-26T10:29:47","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1013"},"modified":"2020-12-04T05:53:01","modified_gmt":"2020-12-04T05:53:01","slug":"the-insurance-act-2015","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/km\/the-insurance-act-2015\/","title":{"rendered":"\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1786\u17d2\u1793\u17b6\u17c6 2015 \u17d4 \u178f\u17be\u17a2\u17d2\u1793\u1780\u1782\u17c4\u179a\u1796\u1791\u17c1?"},"content":{"rendered":"<h2>\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1786\u17d2\u1793\u17b6\u17c6 2015 \u1785\u17bc\u179b\u1787\u17b6\u1792\u179a\u1798\u17b6\u1793\u1793\u17c5\u1781\u17c2\u179f\u17b8\u17a0\u17b6 \u1786\u17d2\u1793\u17b6\u17c6 2016\u17d4<\/h2>\n<\/p>\n<h3>\u179c\u17b6\u178f\u17c6\u178e\u17b6\u1784\u17b1\u17d2\u1799\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1799\u17c9\u17b6\u1784\u179f\u1793\u17d2\u1792\u17b9\u1780\u179f\u1793\u17d2\u1792\u17b6\u1794\u17cb\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1795\u17d2\u178f\u17c4\u178f\u17a2\u17b6\u179a\u1798\u17d2\u1798\u178e\u17cd \u1793\u17b7\u1784\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1795\u17d2\u179b\u17bc\u179c\u1785\u17d2\u1794\u17b6\u1794\u17cb \u17a0\u17be\u1799\u178a\u17b6\u1780\u17cb\u1794\u1793\u17d2\u1791\u17bb\u1780\u1794\u1793\u17d2\u1790\u17c2\u1798\u1791\u17c0\u178f\u1791\u17c5\u179b\u17be\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u1793\u17b7\u1784\u1788\u17d2\u1798\u17bd\u1789\u1780\u178e\u17d2\u178f\u17b6\u179b\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/h3>\n<p>\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u1793\u17c3\u1780\u17b6\u179a\u179b\u17b6\u178f\u178f\u17d2\u179a\u178a\u17b6\u1784 (DoD) \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1787\u17c6\u1793\u17bd\u179f\u17d4<\/p>\n<p>\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1790\u17d2\u1798\u17b8\u1793\u17c3\u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u1793\u17c3\u1780\u17b6\u179a\u1792\u17d2\u179c\u17be\u1794\u1791\u1794\u1784\u17d2\u17a0\u17b6\u1789\u178a\u17c4\u1799\u1799\u17bb\u178f\u17d2\u178f\u17b7\u1792\u1798\u17cc (DoFP) \u1791\u17b6\u1798\u1791\u17b6\u179a\u17d6<\/p>\n<ul>\n<li>\u1780\u17b6\u179a\u1794\u1784\u17d2\u17a0\u17b6\u1789 &quot;\u1780\u17b6\u179a\u179f\u17d2\u179c\u17c2\u1784\u179a\u1780\u178a\u17c4\u1799\u179f\u1798\u17a0\u17c1\u178f\u17bb\u1795\u179b&quot; \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1792\u17d2\u179c\u17be\u17a1\u17be\u1784 \u178a\u17be\u1798\u17d2\u1794\u17b8\u1791\u1791\u17bd\u179b\u1794\u17b6\u1793\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792 \u1793\u17b7\u1784\u179f\u1798\u17d2\u1797\u17b6\u179a\u17c8\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb \u1798\u17bb\u1793\u1796\u17c1\u179b\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u1793\u17c1\u17c7\u1791\u17c5\u1780\u17b6\u1793\u17cb\u1791\u17b8\u1795\u17d2\u179f\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4<\/li>\n<li>\u1796\u17d0\u178f\u17cc\u1798\u17b6\u1793\u17a0\u17b6\u1793\u17b7\u1797\u17d0\u1799\u179f\u1798\u17d2\u1797\u17b6\u179a\u17c8\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u179a\u17c6\u179b\u17c1\u1785\u1787\u17b6\u1796\u17b7\u179f\u17c1\u179f\u1785\u17c6\u1796\u17c4\u17c7\u17a2\u17d2\u1793\u1780\u1792\u17b6\u1793\u17b6\u1791\u17b7\u1789\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1794\u1791\u1794\u1784\u17d2\u17a0\u17b6\u1789\u17d4<\/li>\n<li>\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u179f\u179c\u1793\u1780\u1798\u17d2\u1798 \u1793\u17b7\u1784\u17af\u1780\u179f\u17b6\u179a\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1794\u17d2\u179a\u17be\u1794\u17d2\u179a\u17b6\u179f\u17cb \u1793\u17b7\u1784\u1794\u1784\u17d2\u17a0\u17b6\u1789\u1797\u179f\u17d2\u178f\u17bb\u178f\u17b6\u1784\u1785\u17c6\u1796\u17c4\u17c7\u179f\u17d2\u178f\u1784\u17cb\u178a\u17b6\u179a\u1785\u17d2\u1794\u17b6\u1794\u17cb\u178a\u17c2\u179b\u17a2\u17b6\u1785\u1791\u1791\u17bd\u179b\u1799\u1780\u1794\u17b6\u1793\u17d4<\/li>\n<\/ul>\n<\/p>\n<p><strong>\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1793\u17c1\u17c7\u17a2\u1793\u17bb\u179c\u178f\u17d2\u178f\u1785\u17c6\u1796\u17c4\u17c7 <em>\u1780\u17b6\u179a\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u178a\u17c2\u179b\u179f\u179a\u179f\u17c1\u179a\u1780\u17d2\u1793\u17bb\u1784\u1785\u1780\u17d2\u179a\u1797\u1796\u17a2\u1784\u17cb\u1782\u17d2\u179b\u17c1\u179f<\/em> - \u1798\u17b7\u1793\u1790\u17b6\u1780\u1793\u17d2\u179b\u17c2\u1784\u178e\u17b6\u1791\u17c1\u17d4 <em>\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784<\/em> \u1780\u17be\u178f\u17a1\u17be\u1784\u178a\u17c2\u179b\u1798\u17b6\u1793\u1791\u17b8\u178f\u17b6\u17c6\u1784\u1793\u17c5\u17d4<br \/>\n\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u200b\u17a2\u17b6\u1798\u17c1\u179a\u17b7\u1780 \u17a2\u17b6\u179f\u17ca\u17b8 \u1793\u17b7\u1784\u200b\u17a2\u17ba\u179a\u17c9\u17bb\u1794\u200b\u1780\u17cf\u200b\u178f\u17d2\u179a\u17bc\u179c\u200b\u179a\u17c0\u1794\u1785\u17c6\u200b\u178a\u17c2\u179a\u17d4\n<\/p>\n<p>\u178f\u17be\u200b\u17a2\u17d2\u1793\u1780\u200b\u179a\u17bc\u200b\u1785\u200b\u179a\u17b6\u179b\u17cb\u200b\u17a0\u17be\u1799\u200b\u17ac\u200b\u1793\u17c5?<\/strong><\/p>\n<\/p>\n<h2>\u1798\u17c9\u17c1\u1785\u1799\u17be\u1784\u1787\u17bd\u1799!<\/h2>\n<p>\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1795\u17d2\u179f\u1796\u17d2\u179c\u1795\u17d2\u179f\u17b6\u1799\u178c\u17b8\u1787\u17b8\u1790\u179b (\u17af\u1780\u179f\u17b6\u179a\u178a\u17c2\u179b\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792 \u1794\u1789\u17d2\u1787\u17b8\u1788\u17d2\u1798\u17c4\u17c7 \u1791\u17b8\u178f\u17b6\u17c6\u1784\u17af\u1780\u179f\u17b6\u179a \u1793\u17b7\u1784\u1794\u17d2\u179a\u179c\u178f\u17d2\u178f\u17b7\u1793\u17c3\u1780\u17b6\u179a\u1796\u17b7\u1793\u17b7\u178f\u17d2\u1799\u17a1\u17be\u1784\u179c\u17b7\u1789) \u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u17a2\u17b6\u1785\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1785\u17b6\u178f\u17cb\u1790\u17d2\u1793\u17b6\u1780\u17cb \u1782\u17bc\u179f\u1794\u1789\u17d2\u1787\u17b6\u1780\u17cb\u1799\u17c9\u17b6\u1784\u179f\u1798\u179a\u1798\u17d2\u1799 \u179f\u179a\u17bb\u1794 \u179a\u17bd\u1798 \u1796\u17c1\u179b\u179c\u17c1\u179b\u17b6\u1794\u17c4\u17c7\u178f\u17d2\u179a\u17b6 \u1793\u17b7\u1784\u179a\u1780\u17d2\u179f\u17b6\u1791\u17bb\u1780\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1780\u1793\u17d2\u179b\u17c2\u1784\u179f\u17bb\u179c\u178f\u17d2\u1790\u17b7\u1797\u17b6\u1796\u178f\u17c2\u1798\u17bd\u1799\u1791\u17b6\u1780\u17cb\u1791\u1784\u1793\u17b9\u1784\u1780\u17b6\u179a\u1785\u17bb\u17c7\u1794\u1789\u17d2\u1787\u17b8\u17d4 \u1793\u17c1\u17c7\u17a2\u17b6\u1785\u1785\u17bc\u179b\u178a\u17c6\u178e\u17be\u179a\u1780\u17b6\u179a\u1794\u17b6\u1793\u1799\u17c9\u17b6\u1784\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u17a2\u1789\u17d2\u1787\u17be\u1789\u178a\u17c2\u179b\u179f\u1798\u179f\u17d2\u179a\u1794\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb; \u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u1788\u17d2\u1798\u17bd\u1789\u1780\u178e\u17d2\u178f\u17b6\u179b \u1797\u17d2\u1793\u17b6\u1780\u17cb\u1784\u17b6\u179a\u1792\u17b6\u1793\u17b6\u1791\u17b7\u1789 \u17a2\u17d2\u1793\u1780\u1795\u17d2\u178f\u179b\u17cb\u179f\u17c1\u179c\u17b6 \u1793\u17b7\u1784\u1793\u17b7\u1799\u178f\u1780\u179a\u17d4\n<\/p>\n<p>\u1794\u17d2\u179a\u1796\u17d0\u1793\u17d2\u1792\u1795\u17d2\u179f\u1796\u17d2\u179c\u1795\u17d2\u179f\u17b6\u1799\u178a\u17c2\u179b\u1798\u17b7\u1793\u1798\u17c2\u1793\u1787\u17b6\u178c\u17b8\u1787\u17b8\u1790\u179b\u178a\u17c2\u179b\u1796\u17b6\u1780\u17cb\u1796\u17d0\u1793\u17d2\u1792\u1791\u17b6\u17c6\u1784\u17a2\u179f\u17cb\u17a2\u17b6\u1785\u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1799\u17c4\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u179f\u1793\u17d2\u1791\u179f\u17d2\u179f\u1793\u17cd\u178c\u17b8\u1787\u17b8\u1790\u179b (\u178f\u17be\u179c\u17b6\u1787\u17b6\u17a2\u17d2\u179c\u17b8 \u1780\u1793\u17d2\u179b\u17c2\u1784\u178e\u17b6 \u1793\u17b7\u1784\u179a\u1794\u17c0\u1794\u1791\u1791\u17bd\u179b\u179c\u17b6) \u178a\u17be\u1798\u17d2\u1794\u17b8\u1787\u17bd\u1799\u178a\u179b\u17cb\u1791\u17b8\u178f\u17b6\u17c6\u1784 \u1793\u17b7\u1784\u1797\u17b6\u1796\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b\u17d4\n<\/p>\n<p>\u179f\u17b6\u1798\u1789\u17d2\u1789 \u1793\u17b7\u1784\u1784\u17b6\u1799\u179f\u17d2\u179a\u17bd\u179b\u1794\u17d2\u179a\u17be\u179f\u1798\u17d2\u179a\u17b6\u1794\u17cb\u17a2\u17d2\u1793\u1780\u179a\u17b6\u179b\u17cb\u1782\u17d2\u1793\u17b6 \u2013 \u1787\u17bd\u1799 \u1793\u17b7\u1784\u1792\u17d2\u179c\u17be\u17b1\u17d2\u1799\u1780\u17d2\u179a\u17bb\u1798\u17a0\u17ca\u17bb\u1793\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1794\u17c6\u1796\u17c1\u1789\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1795\u17d2\u179b\u17bc\u179c\u1785\u17d2\u1794\u17b6\u1794\u17cb \u1793\u17b7\u1784\u17a2\u1793\u17bb\u179b\u17c4\u1798\u1797\u17b6\u1796\u179a\u1794\u179f\u17cb\u1796\u17bd\u1780\u1782\u17c1\u1780\u17b6\u1793\u17cb\u178f\u17c2\u1794\u17d2\u179a\u179f\u17be\u179a\u17a1\u17be\u1784\u17d4 <\/p>\n<p><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\" alt=\"IA2015-1\" width=\"612\" height=\"420\" class=\"align center size-full wp-image-1029\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u1785\u17d2\u1794\u17b6\u1794\u17cb\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u1786\u17d2\u1793\u17b6\u17c6 2015 \u1785\u17bc\u179b\u1787\u17b6\u1792\u179a\u1798\u17b6\u1793\u1793\u17c5\u1781\u17c2\u179f\u17b8\u17a0\u17b6 \u1786\u17d2\u1793\u17b6\u17c6 2016 \u17d4 \u179c\u17b6\u178f\u17c6\u178e\u17b6\u1784\u17b1\u17d2\u1799\u1780\u17b6\u179a\u1795\u17d2\u179b\u17b6\u179f\u17cb\u1794\u17d2\u178f\u17bc\u179a\u1799\u17c9\u17b6\u1784\u1781\u17d2\u179b\u17b6\u17c6\u1784\u1793\u17c5\u1780\u17d2\u1793\u17bb\u1784\u1780\u17b6\u179a\u1795\u17d2\u178f\u17c4\u178f\u17a2\u17b6\u179a\u1798\u17d2\u1798\u178e\u17cd \u1793\u17b7\u1784\u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1795\u17d2\u1793\u17c2\u1780\u1785\u17d2\u1794\u17b6\u1794\u17cb \u17a0\u17be\u1799\u178a\u17b6\u1780\u17cb\u1794\u1793\u17d2\u1791\u17bb\u1780\u1794\u1793\u17d2\u1790\u17c2\u1798\u1791\u17c0\u178f\u1791\u17c5\u179b\u17be\u17a2\u178f\u17b7\u1790\u17b7\u1787\u1793 \u1793\u17b7\u1784\u1788\u17d2\u1798\u17bd\u1789\u1780\u178e\u17d2\u178f\u17b6\u179b\u1792\u17b6\u1793\u17b6\u179a\u17c9\u17b6\u1794\u17cb\u179a\u1784\u17d4 \u1780\u17b6\u178f\u1796\u17d2\u179c\u1780\u17b7\u1785\u17d2\u1785\u1793\u17c3\u1780\u17b6\u179a\u179b\u17b6\u178f\u178f\u17d2\u179a\u178a\u17b6\u1784 (DoD) \u178f\u17d2\u179a\u17bc\u179c\u1794\u17b6\u1793\u1787\u17c6\u1793\u17bd\u179f\u17d4 \u178f\u1798\u17d2\u179a\u17bc\u179c\u1780\u17b6\u179a\u1790\u17d2\u1798\u17b8\u1793\u17c3 Duty of Fair Presentation (DoFP) \u1791\u17b6\u1798\u1791\u17b6\u179a\u17d6 \u1780\u17b6\u179a\u1794\u1784\u17d2\u17a0\u17b6\u1789 &quot;\u1780\u17b6\u179a\u179f\u17d2\u179c\u17c2\u1784\u179a\u1780\u179f\u1798\u17a0\u17c1\u178f\u17bb\u1795\u179b&quot; [\u2026]<\/p>","protected":false},"author":14,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[94,30,95,34],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/posts\/1013"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/km\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}