{"id":1739,"date":"2020-05-20T07:37:00","date_gmt":"2020-05-20T07:37:00","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1739"},"modified":"2021-11-19T02:24:21","modified_gmt":"2021-11-19T02:24:21","slug":"effects-of-coronavirus-on-the-global-commercial-insurance-industry","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/lt\/effects-of-coronavirus-on-the-global-commercial-insurance-industry\/","title":{"rendered":"Koronaviruso poveikis pasaulinei komercinio draudimo pramonei."},"content":{"rendered":"<p class=\"has-black-color has-text-color\">Tikras pra\u017e\u016btingas pasaulinis \u012fvykis daugeliui \u012fmoni\u0173. Toliau pateikiama nedidel\u0117 tipi\u0161k\u0173 komercinio draudimo klient\u0173, turin\u010di\u0173 rimt\u0173 finansini\u0173 problem\u0173 keliose pramon\u0117s \u0161akose, pavyzdys. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">Yra daug kit\u0173, pavyzd\u017eiui, ma\u017emenin\u0117 prekyba, nafta, statyba, gamyba ir tt. Tik\u0117tina, kad visi susidurs su ilgalaik\u0117mis ekonomin\u0117mis problemomis. Daugelis \u012fmoni\u0173 mato ma\u017eesnes pajamas, tod\u0117l suma\u017e\u0117ja gryn\u0173j\u0173 pinig\u0173 srautas ir ma\u017e\u0117ja pelningumas.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg\" alt=\"\" class=\"wp-image-1802\" width=\"836\" height=\"1776\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg 482w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-141x300.jpg 141w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-768x1633.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-71x150.jpg 71w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Pretenzijos d\u0117l verslo nutraukimo rimtai paveiks draudikus. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Koronaviruso kriz\u0117 gali sunaikinti visas pramon\u0117s \u0161akas. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg\" alt=\"\" class=\"wp-image-1805\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg 1024w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-300x144.jpg 300w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-768x370.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-150x72.jpg 150w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg 1519w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>\u201eIvans Insurance Services\u201c paskelbtoje ataskaitoje teigiama, kad per COVID-19 blokavim\u0105 JAV drasti\u0161kai sul\u0117t\u0117jo komercinio draudimo veikla. <\/p>\n\n\n\n<p>Visomis komercin\u0117mis linijomis nauj\u0173 politikos sandori\u0173 apimtys suma\u017e\u0117jo 38,91 TP1T gegu\u017e\u0117s pabaigoje, palyginti su kovo prad\u017eia, prie\u0161 pat vyriausyb\u0117s \u012fvestus u\u017eraktus, d\u0117l kuri\u0173 buvo u\u017edaryta daugyb\u0117 \u012fmoni\u0173 visose Jungtin\u0117se Valstijose. <\/p>\n\n\n\n<p>Gerai \u017einomas faktas, kad komercinio draudimo pramon\u0117 visada atsiliko nuo t\u0173 laik\u0173, kai \u017emon\u0117s, procesai ir senos technologijos bei procesai l\u0117t\u0117ja ir ma\u017eina peln\u0105. <\/p>\n\n\n\n<p>Ar dabar ji pasirengusi komercin\u012f draudim\u0105 paversti tikra pasauline skaitmenin\u0117s prekybos veikla? naudoti i\u0161 finans\u0173 i\u0161moktus metodus ir naujausias skaitmenines\/interneto technologijas, nes koronaviruso poveikis yra platus ir bus labai sud\u0117tingas?<\/p>\n\n\n\n<p><strong>Atsakymas yra taip.<\/strong> Reikia visi\u0161kai naujos sistemos.<\/p>\n\n\n\n<p><strong>Visi\u0161kai saugus skaitmeninis procesas iki galo (be popierini\u0173 sieneli\u0173, be rakt\u0173 keitimo).<\/strong><\/p>\n\n\n\n<p>Galimyb\u0117 valdyti draudimo proces\u0105 visoje vert\u0117s grandin\u0117je ir leisti visoms suinteresuotosioms \u0161alims (draud\u0117jams, brokeriams, draudikams ir perdraudikams, paslaug\u0173 teik\u0117jams, reguliavimo institucijoms) bendrauti ir bendradarbiauti, bendrauti, dalytis \/ perduoti skaitmeninius duomenis ir informacij\u0105, der\u0117tis ir saugiai vykdyti draudimo sandoriai.<\/p>\n\n\n\n<p>Did\u017eioji dalis dabartinio proceso yra \u201eatjungta\u201c ir vis dar tvarkoma el. pa\u0161tu, skai\u010diuokle, telefonu ir daugybe popieriaus bei daugybe \u017emoni\u0173. I\u0161p\u016bstos i\u0161laidos, archaji\u0161ki \/ nereikalingi procesai ir senos technologijos yra paplitusios visoje komercinio draudimo maisto grandin\u0117je.<\/p>\n\n\n\n<p><strong>Bet nenusimink.<\/strong><\/p>\n\n\n\n<p>Mes teikiame pa\u017eangi\u0105 i\u0161ple\u010diam\u0105 saugi\u0105 skaitmenin\u0119 technologij\u0105 su supaprastintais galutiniais procesais, kad gal\u0117tume teikti konkurencingesn\u0119 kainodar\u0105, kartu \u017eymiai pailgindami vykdymo laik\u0105, suma\u017eindami vykdymo i\u0161laidas ir suteikdami galimyb\u0119 naudoti naujas draudimo priemones ir rizik\u0105 u\u017e s\u0105\u017eining\u0105 ir teising\u0105 kain\u0105.<\/p>\n\n\n\n<p><strong>Tai platforma, sujungianti \u201etinkamus \u017emones\u201c su \u201etinkamais duomenimis ir informacija\u201c, nesvarbu, ar tai draudimo bendrov\u0117s, ar j\u0173 klient\u0173 rizikos\/draudimo vadovai\/finansiniai asmenys; kad jie visi gal\u0117t\u0173 dirbti kartu, diskutuoti, si\u016blyti, konsultuoti, patarti \u2013 100% skaitmeniniu b\u016bdu.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Tikras pra\u017e\u016btingas pasaulinis \u012fvykis daugeliui \u012fmoni\u0173. Toliau pateikiama nedidel\u0117 tipi\u0161k\u0173 komercinio draudimo klient\u0173, turin\u010di\u0173 rimt\u0173 finansini\u0173 problem\u0173 keliose pramon\u0117s \u0161akose, pavyzdys. Yra daug kit\u0173, pavyzd\u017eiui, ma\u017emenin\u0117 prekyba, nafta, statyba, gamyba ir tt. Tik\u0117tina, kad visi susidurs su ilgalaik\u0117mis ekonomin\u0117mis problemomis. Daugelis kompanij\u0173 mato [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lt\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}