{"id":1739,"date":"2020-05-20T07:37:00","date_gmt":"2020-05-20T07:37:00","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1739"},"modified":"2021-11-19T02:24:21","modified_gmt":"2021-11-19T02:24:21","slug":"effects-of-coronavirus-on-the-global-commercial-insurance-industry","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/lv\/effects-of-coronavirus-on-the-global-commercial-insurance-industry\/","title":{"rendered":"Koronav\u012brusa ietekme uz glob\u0101lo komerci\u0101l\u0101s apdro\u0161in\u0101\u0161anas nozari."},"content":{"rendered":"<p class=\"has-black-color has-text-color\">Re\u0101ls posto\u0161s glob\u0101ls notikums daudziem uz\u0146\u0113mumiem. T\u0101l\u0101k ir par\u0101d\u012bts neliels tipisku komerci\u0101l\u0101s apdro\u0161in\u0101\u0161anas klientu paraugs, kam ir nopietnas finansi\u0101las probl\u0113mas da\u017e\u0101s nozar\u0113s. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\">Ir daudzi citi, piem\u0113ram, mazumtirdzniec\u012bba, nafta, b\u016bvniec\u012bba, ra\u017eo\u0161ana utt. Visiem, visticam\u0101k, b\u016bs j\u0101saskaras ar ilgtermi\u0146a ekonomisk\u0101m probl\u0113m\u0101m. Daudzi uz\u0146\u0113mumi redz maz\u0101kus ie\u0146\u0113mumus, k\u0101 rezult\u0101t\u0101 samazin\u0101s naudas pl\u016bsma un samazin\u0101s rentabilit\u0101te.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg\" alt=\"\" class=\"wp-image-1802\" width=\"836\" height=\"1776\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-482x1024.jpg 482w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-141x300.jpg 141w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-768x1633.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/beach-stocks-shrinking-market-cap-1-71x150.jpg 71w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Uz\u0146\u0113m\u0113jdarb\u012bbas p\u0101rtraukuma pras\u012bbas nopietni ietekm\u0113s apdro\u0161in\u0101t\u0101jus. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-medium-font-size\">Koronav\u012brusa kr\u012bze var izn\u012bcin\u0101t visas nozares. <\/p>\n\n\n\n<p class=\"has-black-color has-text-color\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg\" alt=\"\" class=\"wp-image-1805\" srcset=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-1024x493.jpg 1024w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-300x144.jpg 300w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-768x370.jpg 768w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds-150x72.jpg 150w, https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2020\/12\/Llloyds.jpg 1519w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Saska\u0146\u0101 ar Ivans Insurance Services public\u0113to zi\u0146ojumu komerci\u0101l\u0101s apdro\u0161in\u0101\u0161anas darb\u012bba ASV krasi pal\u0113nin\u0101j\u0101s COVID-19 blo\u0137\u0113\u0161anas laik\u0101. <\/p>\n\n\n\n<p>Komerci\u0101l\u0101s jom\u0101s jauno politiku dar\u012bjumu apjoms maija beig\u0101s samazin\u0101j\u0101s par 38,91 TP1T, sal\u012bdzinot ar marta s\u0101kumu, tie\u0161i pirms vald\u012bbas noteiktas blo\u0137\u0113\u0161anas izrais\u012bja daudzu uz\u0146\u0113mumu sl\u0113g\u0161anu vis\u0101 ASV. <\/p>\n\n\n\n<p>Tas ir labi zin\u0101ms fakts, ka komerci\u0101l\u0101 apdro\u0161in\u0101\u0161anas nozare vienm\u0113r ir atpalikusi no laikiem, kad cilv\u0113ki, procesi un mantot\u0101s tehnolo\u0123ijas un procesi, l\u0113na izaugsme un samazina pe\u013c\u0146u. <\/p>\n\n\n\n<p>Vai tagad t\u0101 ir gatava p\u0101rveidot komerci\u0101lo apdro\u0161in\u0101\u0161anu par \u012bstu glob\u0101lu digit\u0101l\u0101s tirdzniec\u012bbas darb\u012bbu? izmantojot Finance apg\u016bt\u0101s tehnikas un jaun\u0101k\u0101s digit\u0101l\u0101s\/interneta tehnolo\u0123ijas, jo koronav\u012brusa sekas ir pla\u0161as un b\u016bs \u013coti sare\u017e\u0123\u012btas?<\/p>\n\n\n\n<p><strong>Atbilde ir j\u0101.<\/strong> Nepiecie\u0161ama piln\u012bgi jauna sist\u0113ma.<\/p>\n\n\n\n<p><strong>Piln\u012bgs dro\u0161s digit\u0101lais process no gala l\u012bdz galam (bez pap\u012bra sien\u0101m, bez atsl\u0113gu atk\u0101rtotas ievad\u012b\u0161anas).<\/strong><\/p>\n\n\n\n<p>Ar iesp\u0113ju p\u0101rvald\u012bt apdro\u0161in\u0101\u0161anas procesu vis\u0101 v\u0113rt\u012bbu \u0137\u0113d\u0113 un \u013caut vis\u0101m ieinteres\u0113taj\u0101m person\u0101m (apdro\u0161in\u0101tajiem, brokeriem, apdro\u0161in\u0101t\u0101jiem un p\u0101rapdro\u0161in\u0101t\u0101jiem, pakalpojumu sniedz\u0113jiem, regulatoriem) sazin\u0101ties un sadarboties, mijiedarboties, koplietot\/p\u0101rs\u016bt\u012bt digit\u0101los datus un inform\u0101ciju, vienoties un dro\u0161i izpild\u012bt apdro\u0161in\u0101\u0161anas dar\u012bjumi.<\/p>\n\n\n\n<p>Liela da\u013ca m\u016bsdienu procesu ir \u201catvienoti\u201d un joproj\u0101m tiek apstr\u0101d\u0101ti, izmantojot e-pastu, izkl\u0101jlapas, t\u0101lruni un daudz pap\u012bra, k\u0101 ar\u012b daudz, daudz cilv\u0113ku. Uzp\u016bstas izmaksas, arhaiski\/nevajadz\u012bgi procesi un mantot\u0101s tehnolo\u0123ijas ir izplat\u012btas vis\u0101 komerci\u0101l\u0101s apdro\u0161in\u0101\u0161anas p\u0101rtikas \u0137\u0113d\u0113.<\/p>\n\n\n\n<p><strong>Bet nevajag izmisum\u0101.<\/strong><\/p>\n\n\n\n<p>M\u0113s nodro\u0161in\u0101m progres\u012bvu, papla\u0161in\u0101mu dro\u0161u digit\u0101lo tehnolo\u0123iju ar racionaliz\u0113tiem piln\u012bgiem procesiem, lai nodro\u0161in\u0101tu konkur\u0113tsp\u0113j\u012bg\u0101ku cenu noteik\u0161anu, vienlaikus radik\u0101li uzlabojot izpildes laiku, samazinot izpildes izmaksas un \u013caujot izmantot jauna veida apdro\u0161in\u0101\u0161anas instrumentus un riskus par god\u012bgu un taisn\u012bgu cenu.<\/p>\n\n\n\n<p><strong>T\u0101 ir platforma, kas savieno \u201cpareizos cilv\u0113kus\u201d ar \u201cpareizajiem datiem un inform\u0101ciju\u201d, neatkar\u012bgi no t\u0101, vai t\u0101s ir apdro\u0161in\u0101\u0161anas komp\u0101nijas vai vi\u0146u klientu riska\/apdro\u0161in\u0101\u0161anas mened\u017eeri\/finan\u0161u darbinieki; lai vi\u0146i visi var\u0113tu str\u0101d\u0101t kop\u0101, apspriest, ierosin\u0101t, konsult\u0113t, konsult\u0113t \u2013 100% digit\u0101li.<\/strong><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Re\u0101ls posto\u0161s glob\u0101ls notikums daudziem uz\u0146\u0113mumiem. T\u0101l\u0101k ir par\u0101d\u012bts neliels tipisku komerci\u0101l\u0101s apdro\u0161in\u0101\u0161anas klientu paraugs, kam ir nopietnas finansi\u0101las probl\u0113mas da\u017e\u0101s nozar\u0113s. Ir daudzi citi, piem\u0113ram, mazumtirdzniec\u012bba, nafta, b\u016bvniec\u012bba, ra\u017eo\u0161ana utt. Visiem, visticam\u0101k, b\u016bs j\u0101saskaras ar ilgtermi\u0146a ekonomisk\u0101m probl\u0113m\u0101m. Daudzi uz\u0146\u0113mumi redz [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/lv\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}