{"id":1013,"date":"2017-07-26T10:29:47","date_gmt":"2017-07-26T10:29:47","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1013"},"modified":"2020-12-04T05:53:01","modified_gmt":"2020-12-04T05:53:01","slug":"the-insurance-act-2015","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/my\/the-insurance-act-2015\/","title":{"rendered":"\u1021\u102c\u1019\u1001\u1036\u1025\u1015\u1012\u1031 2015\u104b \u101e\u1004\u103a\u101c\u102d\u102f\u1000\u103a\u1014\u102c\u1015\u102b\u101e\u101c\u102c\u1038\u104b"},"content":{"rendered":"<h2>\u1021\u102c\u1019\u1001\u1036\u1025\u1015\u1012\u1031 2015 \u101e\u100a\u103a 2016 \u1001\u102f\u1014\u103e\u1005\u103a \u101e\u103c\u1002\u102f\u1010\u103a\u101c\u1010\u103d\u1004\u103a \u1021\u101e\u1000\u103a\u101d\u1004\u103a\u1015\u102b\u101e\u100a\u103a\u104b<\/h2>\n<\/p>\n<h3>\u104e\u1004\u103a\u1038\u101e\u100a\u103a \u1021\u102c\u101b\u102f\u1036\u1005\u1030\u1038\u1005\u102d\u102f\u1000\u103a\u1019\u103e\u102f \u1014\u103e\u1004\u1037\u103a \u1025\u1015\u1012\u1031\u101b\u1031\u1038\u101b\u102c \u101c\u102d\u102f\u1021\u1015\u103a\u1001\u103b\u1000\u103a\u1019\u103b\u102c\u1038\u1010\u103d\u1004\u103a \u101e\u102d\u101e\u102d\u101e\u102c\u101e\u102c \u1015\u103c\u1031\u102c\u1004\u103a\u1038\u101c\u1032\u1001\u103c\u1004\u103a\u1038\u1000\u102d\u102f \u1000\u102d\u102f\u101a\u103a\u1005\u102c\u1038\u1015\u103c\u102f\u1015\u103c\u102e\u1038 \u1021\u102c\u1019\u1001\u1036\u1011\u102c\u1038\u101e\u1031\u102c \u1016\u1031\u102c\u1000\u103a\u101e\u100a\u103a\u1014\u103e\u1004\u1037\u103a \u1015\u103d\u1032\u1005\u102c\u1038\u1019\u103b\u102c\u1038\u1021\u1015\u1031\u102b\u103a\u1010\u103d\u1004\u103a \u1010\u102c\u101d\u1014\u103a\u1015\u102d\u102f\u1015\u1031\u1038\u101e\u100a\u103a\u104b<\/h3>\n<p>\u1011\u102f\u1010\u103a\u1016\u1031\u102c\u103a\u1019\u103e\u102f\u1010\u102c\u101d\u1014\u103a (DoD) \u1000\u102d\u102f \u1021\u1005\u102c\u1038\u1011\u102d\u102f\u1038\u101c\u102d\u102f\u1000\u103a\u101e\u100a\u103a\u104b<\/p>\n<p>Duty of Fair Presentation (DoFP) \u104f \u101c\u102d\u102f\u1021\u1015\u103a\u1001\u103b\u1000\u103a\u1021\u101e\u1005\u103a\u1019\u103e\u102c-<\/p>\n<ul>\n<li>\u1024\u1021\u1001\u103b\u1000\u103a\u1021\u101c\u1000\u103a\u1000\u102d\u102f \u1021\u102c\u1019\u1001\u1036\u1005\u103b\u1031\u1038\u1000\u103d\u1000\u103a\u101e\u102d\u102f\u1037 \u1019\u1010\u1004\u103a\u1015\u103c\u1019\u102e \u101e\u1000\u103a\u1006\u102d\u102f\u1004\u103a\u101b\u102c\u1014\u103e\u1004\u1037\u103a \u1021\u1001\u103b\u1000\u103a\u1021\u101c\u1000\u103a\u1021\u102c\u1038\u101c\u102f\u1036\u1038\u1000\u102d\u102f \u101b\u101a\u1030\u101b\u1014\u103a \u101e\u101b\u102f\u1015\u103a\u1015\u103c \u201c\u1000\u103b\u102d\u102f\u1038\u1000\u103c\u1031\u102c\u1004\u103a\u1038\u1006\u102e\u101c\u103b\u1031\u102c\u103a\u101e\u1031\u102c \u101b\u103e\u102c\u1016\u103d\u1031\u1019\u103e\u102f\u201d \u1000\u102d\u102f \u1015\u103c\u102f\u101c\u102f\u1015\u103a\u1011\u102c\u1038\u1015\u102b\u101e\u100a\u103a\u104b<\/li>\n<li>\u1015\u1005\u1039\u1005\u100a\u103a\u1038\u1021\u1014\u1039\u1010\u101b\u102c\u101a\u103a\u1021\u1001\u103b\u1000\u103a\u1021\u101c\u1000\u103a\u1000\u102d\u102f \u1010\u1004\u103a\u1015\u103c\u1019\u103e\u102f\u1021\u1010\u103d\u1004\u103a\u1038 \u1005\u102c\u101b\u1031\u1038\u1006\u101b\u102c\u1019\u103b\u102c\u1038\u1021\u1010\u103d\u1000\u103a \u1021\u1011\u1030\u1038\u1021\u101e\u102c\u1038\u1015\u1031\u1038\u1011\u102c\u1038\u101e\u100a\u103a\u104b<\/li>\n<li>\u1005\u102c\u101b\u1004\u103a\u1038\u1005\u1005\u103a\u1014\u103e\u1004\u1037\u103a \u1019\u103e\u1010\u103a\u1010\u1019\u103a\u1038\u1015\u103c\u102f\u1005\u102f\u1011\u102c\u1038\u101e\u1031\u102c \u101c\u102f\u1015\u103a\u1004\u1014\u103a\u1038\u1005\u1009\u103a\u1019\u103b\u102c\u1038\u1000\u102d\u102f \u1021\u101e\u102f\u1036\u1038\u1015\u103c\u102f\u1015\u103c\u102e\u1038 \u101c\u1000\u103a\u1001\u1036\u1014\u102d\u102f\u1004\u103a\u101e\u1031\u102c \u1010\u101b\u102c\u1038\u101d\u1004\u103a\u1005\u1036\u1014\u103e\u102f\u1014\u103a\u1038\u1010\u1005\u103a\u1001\u102f\u1021\u1016\u103c\u1005\u103a \u101e\u1000\u103a\u101e\u1031\u1015\u103c\u1015\u102b\u101e\u100a\u103a\u104b<\/li>\n<\/ul>\n<\/p>\n<p><strong>\u1021\u1000\u103a\u1025\u1015\u1012\u1031\u1010\u103d\u1004\u103a \u1021\u1000\u103b\u102f\u1036\u1038\u101d\u1004\u103a\u101e\u100a\u103a\u104b <em>UK \u1010\u103d\u1004\u103a \u1021\u102c\u1019\u1001\u1036\u1015\u1031\u1038\u1011\u102c\u1038\u101e\u1031\u102c \u1021\u102c\u1019\u1001\u1036\u1021\u102c\u1038\u101c\u102f\u1036\u1038<\/em> - \u1018\u101a\u103a\u1019\u103e\u102c\u1014\u1031\u1015\u102b\u1005\u1031\u104b <em>\u1021\u102c\u1019\u1001\u1036\u101e\u100a\u103a\u104b<\/em> \u1010\u100a\u103a\u101b\u103e\u102d\u1014\u1031\u1015\u102b\u101e\u100a\u103a\u104b<br \/>\n\u1021\u1019\u1031\u101b\u102d\u1000\u1014\u103a\u104a \u1021\u102c\u101b\u103e\u1014\u1032\u1037 \u1025\u101b\u1031\u102c\u1015 \u1000\u102f\u1019\u1039\u1015\u100f\u102e\u1010\u103d\u1031\u1000\u101c\u100a\u103a\u1038 \u1015\u103c\u1004\u103a\u1006\u1004\u103a\u1011\u102c\u1038\u1016\u102d\u102f\u1037 \u101c\u102d\u102f\u1015\u102b\u1010\u101a\u103a\u104b\n<\/p>\n<p>\u1021\u1006\u1004\u103a\u101e\u1004\u103a\u1037\u1016\u103c\u1005\u103a\u1015\u103c\u102e\u101c\u102c\u1038?<\/strong><\/p>\n<\/p>\n<h2>\u1004\u102b\u1010\u102d\u102f\u1037\u1018\u101a\u103a\u101c\u102d\u102f\u1000\u1030\u100a\u102e\u1019\u101c\u1032\u104b<\/h2>\n<p>\u1012\u1005\u103a\u1002\u103b\u1005\u103a\u1010\u101a\u103a\u1019\u102e\u1012\u102e\u101a\u102c (\u1006\u1000\u103a\u1005\u1015\u103a\u1005\u102c\u101b\u103d\u1000\u103a\u1005\u102c\u1010\u1019\u103a\u1038\u1019\u103b\u102c\u1038\u104a \u1005\u102c\u101b\u1004\u103a\u1038\u1019\u103b\u102c\u1038\u104a \u1016\u102d\u102f\u1004\u103a\u1010\u100a\u103a\u1014\u1031\u101b\u102c\u1019\u103b\u102c\u1038\u1014\u103e\u1004\u1037\u103a \u1015\u103c\u1014\u103a\u101c\u100a\u103a\u1015\u103c\u1004\u103a\u1006\u1004\u103a\u1019\u103e\u102f\u1019\u103e\u1010\u103a\u1010\u1019\u103a\u1038\u1019\u103b\u102c\u1038) \u1021\u102c\u1038\u101c\u102f\u1036\u1038\u1000\u102d\u102f \u1021\u1019\u103b\u102d\u102f\u1038\u1021\u1005\u102c\u1038\u1001\u103d\u1032\u1001\u103c\u1004\u103a\u1038\u104a \u101e\u1004\u1037\u103a\u101c\u103b\u1031\u102c\u103a\u1005\u103d\u102c \u1019\u102e\u1038\u1019\u1031\u102c\u1004\u103a\u1038\u1011\u102d\u102f\u1038\u1015\u103c\u1001\u103c\u1004\u103a\u1038\u104a \u1005\u102f\u1005\u100a\u103a\u1038\u1001\u103c\u1004\u103a\u1038\u104a \u1015\u1031\u102b\u1004\u103a\u1038\u1005\u100a\u103a\u1038\u1001\u103c\u1004\u103a\u1038\u104a \u1021\u1001\u103b\u102d\u1014\u103a\u1010\u1036\u1006\u102d\u1015\u103a\u1001\u1010\u103a\u1014\u103e\u102d\u1015\u103a\u1001\u103c\u1004\u103a\u1038\u1014\u103e\u1004\u1037\u103a \u1005\u102c\u101b\u1004\u103a\u1038\u1014\u103e\u1004\u1037\u103a\u101e\u1000\u103a\u1006\u102d\u102f\u1004\u103a\u101e\u100a\u1037\u103a \u101c\u102f\u1036\u1001\u103c\u102f\u1036\u101e\u1031\u102c\u1010\u1005\u103a\u1001\u102f\u1010\u100a\u103a\u1038\u101e\u1031\u102c\u1014\u1031\u101b\u102c\u1010\u103d\u1004\u103a \u101e\u102d\u1019\u103a\u1038\u1006\u100a\u103a\u1038\u1014\u102d\u102f\u1004\u103a\u1015\u102b\u101e\u100a\u103a\u104b \u104e\u1004\u103a\u1038\u1000\u102d\u102f \u101e\u1004\u1037\u103a\u101c\u103b\u1031\u102c\u103a\u101e\u1031\u102c \u1016\u102d\u1010\u103a\u1000\u103c\u102c\u1038\u1011\u102c\u1038\u101e\u1030\u1019\u103b\u102c\u1038 \u1021\u102c\u1038\u101c\u102f\u1036\u1038 \u1021\u101c\u103d\u101a\u103a\u1010\u1000\u1030 \u101d\u1004\u103a\u101b\u1031\u102c\u1000\u103a\u1014\u102d\u102f\u1004\u103a\u101e\u100a\u103a \u104b \u1016\u1031\u102c\u1000\u103a\u101e\u100a\u103a\u1019\u103b\u102c\u1038\u104a \u1015\u103d\u1032\u1005\u102c\u1038\u1019\u103b\u102c\u1038\u104a \u1021\u102c\u1019\u1001\u1036\u1015\u1031\u1038\u101e\u1030\u1019\u103b\u102c\u1038\u104a \u101d\u1014\u103a\u1006\u1031\u102c\u1004\u103a\u1019\u103e\u102f\u1015\u1031\u1038\u101e\u1030\u1019\u103b\u102c\u1038\u1014\u103e\u1004\u1037\u103a \u1005\u100a\u103a\u1038\u1000\u1019\u103a\u1038\u1011\u102d\u1014\u103a\u1038\u101e\u1030\u1019\u103b\u102c\u1038\u104b\n<\/p>\n<p>\u101e\u1000\u103a\u1006\u102d\u102f\u1004\u103a\u101b\u102c \u1012\u1005\u103a\u1002\u103b\u1005\u103a\u1010\u101a\u103a\u1019\u101f\u102f\u1010\u103a\u101e\u1031\u102c \u1019\u102e\u1012\u102e\u101a\u102c\u1021\u102c\u1038\u101c\u102f\u1036\u1038\u1000\u102d\u102f \u1012\u1005\u103a\u1002\u103b\u1005\u103a\u1010\u101a\u103a\u1021\u100a\u103d\u103e\u1014\u103a\u1038\u1000\u102d\u1014\u103a\u1038\u1010\u1005\u103a\u1001\u102f (\u104e\u1004\u103a\u1038\u101e\u100a\u103a \u1010\u100a\u103a\u1014\u1031\u101b\u102c\u1014\u103e\u1004\u1037\u103a \u101e\u102f\u1036\u1038\u1005\u103d\u1032\u1014\u102d\u102f\u1004\u103a\u1019\u103e\u102f\u1010\u102d\u102f\u1037\u1000\u102d\u102f \u1021\u1011\u1031\u102c\u1000\u103a\u1021\u1000\u1030\u1016\u103c\u1005\u103a\u1005\u1031\u101b\u1014\u103a) \u1012\u1005\u103a\u1002\u103b\u1005\u103a\u1010\u101a\u103a\u1021\u100a\u103d\u103e\u1014\u103a\u1038\u1010\u103d\u1004\u103a \u1000\u102d\u102f\u1038\u1000\u102c\u1038\u1014\u102d\u102f\u1004\u103a\u101e\u100a\u103a\u104b\n<\/p>\n<p>\u101c\u1030\u1010\u102d\u102f\u1004\u103a\u1038\u1021\u1010\u103d\u1000\u103a \u101b\u102d\u102f\u1038\u101b\u103e\u1004\u103a\u1038\u1015\u103c\u102e\u1038 \u1021\u101e\u102f\u1036\u1038\u1015\u103c\u102f\u101b\u101c\u103d\u101a\u103a\u1000\u1030\u101e\u100a\u103a - \u1021\u102c\u1019\u1001\u1036\u1011\u102c\u1038\u101e\u1030\u1019\u103b\u102c\u1038\u104f \u1025\u1015\u1012\u1031\u1014\u103e\u1004\u1037\u103a \u101c\u102d\u102f\u1000\u103a\u101c\u103b\u1031\u102c\u100a\u102e\u1011\u103d\u1031\u1019\u103e\u102f\u1006\u102d\u102f\u1004\u103a\u101b\u102c \u101c\u102d\u102f\u1021\u1015\u103a\u1001\u103b\u1000\u103a\u1019\u103b\u102c\u1038\u1000\u102d\u102f \u1015\u102d\u102f\u1019\u102d\u102f\u1000\u1031\u102c\u1004\u103a\u1038\u1019\u103d\u1014\u103a\u1005\u103d\u102c \u1015\u103c\u100a\u1037\u103a\u1019\u102e\u1005\u1031\u101b\u1014\u103a \u1000\u1030\u100a\u102e\u1015\u1031\u1038\u1001\u103c\u1004\u103a\u1038\u1014\u103e\u1004\u1037\u103a \u1015\u1036\u1037\u1015\u102d\u102f\u1038\u1015\u1031\u1038\u1001\u103c\u1004\u103a\u1038\u104b <\/p>\n<p><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\" alt=\"IA2015-1\" width=\"612\" height=\"420\" class=\"align center size-full wp-image-1029\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u1021\u102c\u1019\u1001\u1036\u1021\u1000\u103a\u1025\u1015\u1012\u1031 2015 \u101e\u100a\u103a 2016 \u1001\u102f\u1014\u103e\u1005\u103a \u101e\u103c\u1002\u102f\u1010\u103a\u101c\u1010\u103d\u1004\u103a \u1005\u1010\u1004\u103a\u1021\u101e\u1000\u103a\u101d\u1004\u103a\u1015\u102b\u101e\u100a\u103a\u104b \u104e\u1004\u103a\u1038\u101e\u100a\u103a \u1021\u102c\u101b\u102f\u1036\u1005\u1030\u1038\u1005\u102d\u102f\u1000\u103a\u1019\u103e\u102f\u1014\u103e\u1004\u1037\u103a \u1025\u1015\u1012\u1031\u101b\u1031\u1038\u101b\u102c\u101c\u102d\u102f\u1021\u1015\u103a\u1001\u103b\u1000\u103a\u1019\u103b\u102c\u1038\u1010\u103d\u1004\u103a \u101e\u102d\u101e\u102d\u101e\u102c\u101e\u102c\u1015\u103c\u1031\u102c\u1004\u103a\u1038\u101c\u1032\u1019\u103e\u102f\u1000\u102d\u102f \u1000\u102d\u102f\u101a\u103a\u1005\u102c\u1038\u1015\u103c\u102f\u1015\u103c\u102e\u1038 \u1021\u102c\u1019\u1001\u1036\u1011\u102c\u1038\u101e\u1030\u1014\u103e\u1004\u1037\u103a \u1015\u103d\u1032\u1005\u102c\u1038\u1019\u103b\u102c\u1038\u1021\u1015\u1031\u102b\u103a\u1010\u103d\u1004\u103a \u1010\u102c\u101d\u1014\u103a\u1015\u102d\u102f\u1015\u1031\u1038\u1015\u102b\u101e\u100a\u103a\u104b \u1011\u102f\u1010\u103a\u1016\u1031\u102c\u103a\u1019\u103e\u102f\u1010\u102c\u101d\u1014\u103a (DoD) \u1000\u102d\u102f \u1021\u1005\u102c\u1038\u1011\u102d\u102f\u1038\u101c\u102d\u102f\u1000\u103a\u101e\u100a\u103a\u104b Duty of Fair Presentation (DoFP) \u104f \u101c\u102d\u102f\u1021\u1015\u103a\u1001\u103b\u1000\u103a\u1021\u101e\u1005\u103a\u1019\u103e\u102c- \u101e\u101b\u102f\u1015\u103a\u1015\u103c \u201c\u1000\u103b\u102d\u102f\u1038\u1000\u103c\u1031\u102c\u1004\u103a\u1038\u1006\u102e\u101c\u103b\u1031\u102c\u103a\u101e\u1031\u102c \u101b\u103e\u102c\u1016\u103d\u1031\u1019\u103e\u102f\u201d [\u2026]<\/p>","protected":false},"author":14,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[94,30,95,34],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/posts\/1013"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/my\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}