{"id":1013,"date":"2017-07-26T10:29:47","date_gmt":"2017-07-26T10:29:47","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1013"},"modified":"2020-12-04T05:53:01","modified_gmt":"2020-12-04T05:53:01","slug":"the-insurance-act-2015","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/ro\/the-insurance-act-2015\/","title":{"rendered":"Legea asigur\u0103rilor din 2015. V\u0103 conforma\u021bi?"},"content":{"rendered":"<h2>Legea asigur\u0103rilor din 2015 intr\u0103 \u00een vigoare \u00een august 2016.<\/h2>\n<\/p>\n<h3>Reprezint\u0103 o schimbare considerabil\u0103 a focaliz\u0103rii \u0219i a cerin\u021bei legale \u0219i impune mai mult\u0103 sarcin\u0103 clientului \u0219i brokerului asigurat.<\/h3>\n<p>Obliga\u021bia de divulgare (DoD) a fost \u00eenlocuit\u0103.<\/p>\n<p>Noua cerin\u021b\u0103 a obliga\u021biei de prezentare corect\u0103 (DoFP) cere:<\/p>\n<ul>\n<li>A fost efectuat\u0103 o \u201ec\u0103utare rezonabil\u0103\u201d demonstrabil\u0103 pentru a ob\u021bine toate informa\u021biile relevante \u0219i materiale \u00eenainte de a prezenta aceste informa\u021bii pe pia\u021ba asigur\u0103rilor.<\/li>\n<li>Informa\u021biile despre riscurile semnificative sunt eviden\u021biate \u00een mod specific subscriitorilor \u00een cadrul prezent\u0103rii.<\/li>\n<li>Procesele auditabile \u0219i documentate sunt utilizate \u0219i eviden\u021biate la un standard legal acceptabil.<\/li>\n<\/ul>\n<\/p>\n<p><strong>Actul se aplic\u0103 la <em>toate asigur\u0103rile sunt subscrise \u00een Marea Britanie<\/em> \u2013 indiferent unde <em>asigurat<\/em> se \u00eent\u00e2mpl\u0103 s\u0103 fie localizat.<br \/>\nCompaniile din SUA, Asia \u0219i Europa trebuie, de asemenea, s\u0103 fie preg\u0103tite.\n<\/p>\n<p>Sunte\u0163i gata?<\/strong><\/p>\n<\/p>\n<h2>Cum ajut\u0103m!<\/h2>\n<p>Media digitale (documente conexe, liste, localizatori de fi\u0219iere \u0219i istorii de revizuire) pot fi toate clasificate, eviden\u021biate \u00een mod corespunz\u0103tor, agregate, consolidate, marcate de timp \u0219i stocate \u00eentr-un singur loc securizat legat de listare. Acesta este u\u0219or accesibil tuturor invita\u021bilor corespunz\u0103tori; clien\u021bi, brokeri, subscriitori, furnizori de servicii \u0219i autorit\u0103\u021bi de reglementare.\n<\/p>\n<p>Toate mediile non-digitale relevante pot fi men\u021bionate \u00eentr-un index digital (ce este, unde este \u0219i cum se ob\u021bine), pentru a facilita localizarea \u0219i accesibilitatea.\n<\/p>\n<p>Simplu \u0219i u\u0219or de utilizat pentru toat\u0103 lumea \u2013 ajut\u00e2nd \u0219i permi\u021b\u00e2nd asigura\u021bilor s\u0103 \u00ee\u0219i \u00eendeplineasc\u0103 mai bine cerin\u021bele legale \u0219i de conformitate. <\/p>\n<p><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\" alt=\"IA2015-1\" width=\"612\" height=\"420\" class=\"align center size-full wp-image-1029\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Legea privind asigur\u0103rile din 2015 intr\u0103 \u00een vigoare \u00een august 2016. Reprezint\u0103 o schimbare considerabil\u0103 a obiectivului \u0219i cerin\u021bei legale \u0219i impune mai mult\u0103 sarcin\u0103 clientului \u0219i brokerului asigura\u021bi. Obliga\u021bia de divulgare (DoD) a fost \u00eenlocuit\u0103. Noua cerin\u021b\u0103 a obliga\u021biei de prezentare corect\u0103 (DoFP) cere: O \u201ec\u0103utare rezonabil\u0103\u201d demonstrabil\u0103 [\u2026]<\/p>","protected":false},"author":14,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[94,30,95,34],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/posts\/1013"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/ro\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}