{"id":1583,"date":"2018-04-15T09:56:59","date_gmt":"2018-04-15T09:56:59","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1583"},"modified":"2018-04-18T06:29:55","modified_gmt":"2018-04-18T06:29:55","slug":"preventing-human-errors-in-commercial-insurance","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/sk\/preventing-human-errors-in-commercial-insurance\/","title":{"rendered":"Predch\u00e1dzanie \u013eudsk\u00fdm chyb\u00e1m"},"content":{"rendered":"<p>Spolo\u010dnosti musia zvy\u010dajne z\u00edskava\u0165 \u00fadaje o predlo\u017een\u00ed z r\u00f4znych zdrojov. M\u00f4\u017eu zah\u0155\u0148a\u0165 in\u00e9 po\u010d\u00edta\u010dov\u00e9 syst\u00e9my, tabu\u013eky a dokonca aj e-maily a fyzick\u00e9 s\u00fabory. V\u00e4\u010d\u0161ina t\u00fdchto \u00fadajov sa pren\u00e1\u0161a manu\u00e1lnym procesom, ktor\u00fd je \u010dasovo n\u00e1ro\u010dn\u00fd a neuverite\u013ene n\u00e1chyln\u00fd na chyby.<\/p>\n<p>Jedn\u00fdm z pravdepodobn\u00fdch v\u00fdsledkov manu\u00e1lneho procesu je preru\u0161enie procesu, ke\u010f sa zistia chyby. E\u0161te hor\u0161ie je, \u017ee tieto chyby mnoh\u00ed nikdy nezachytia. Mohlo by to vies\u0165 k tomu, \u017ee spolo\u010dnosti dostan\u00fa nespr\u00e1vnu sumu alebo typ krytia, alebo jednoducho zaplatia viac, ako potrebuj\u00fa, alebo vyostria spory t\u00fdkaj\u00face sa n\u00e1rokov. A na poistenom klientovi a makl\u00e9rovi je viac bremena, aby sa uistili, \u017ee je v\u0161etko v s\u00falade.<\/p>\n<p>Liekom na \u013eudsk\u00fa chybu je na\u0161a pokro\u010dil\u00e1 technol\u00f3gia a techniky, ktor\u00e9 zefekt\u00edv\u0148uj\u00fa proces a u\u013eah\u010duj\u00fa identifik\u00e1ciu a ozna\u010dovanie ch\u00fdb a spr\u00edstup\u0148uj\u00fa inform\u00e1cie okam\u017eite a ove\u013ea jednoduch\u0161ie ich audituj\u00fa. Inform\u00e1cie sa zad\u00e1vaj\u00fa pri zdroji pomocou intuit\u00edvneho rozhrania, ktor\u00e9 pri zad\u00e1van\u00ed overuje a spracov\u00e1va \u00fadaje. Rizikov\u00ed a finan\u010dn\u00ed mana\u017e\u00e9ri maj\u00fa schopnos\u0165 generova\u0165 v\u00fdkonn\u00e9 spr\u00e1vy, ktor\u00e9 im m\u00f4\u017eu pom\u00f4c\u0165 kontrolova\u0165 inform\u00e1cie v re\u00e1lnom \u010dase, ktor\u00e9 poskytuj\u00fa r\u00f4zne oddelenia. Tieto ist\u00e9 inform\u00e1cie sa ve\u013emi r\u00fdchlo a efekt\u00edvne prenes\u00fa medzi pois\u0165ovac\u00edch makl\u00e9rov a upisovate\u013eov, ke\u010f pr\u00edde \u010das na nov\u00e9 alebo obnovenie krytia.<\/p>\n<p>Chceme sa uisti\u0165, \u017ee presn\u00e9 bezchybn\u00e9 inform\u00e1cie a d\u00e1ta sa vo va\u0161ej spolo\u010dnosti stan\u00fa silnou str\u00e1nkou a nie slabos\u0165ou.<\/p>","protected":false},"excerpt":{"rendered":"<p>Spolo\u010dnosti musia zvy\u010dajne z\u00edskava\u0165 \u00fadaje o predlo\u017een\u00ed z r\u00f4znych zdrojov. M\u00f4\u017eu zah\u0155\u0148a\u0165 in\u00e9 po\u010d\u00edta\u010dov\u00e9 syst\u00e9my, tabu\u013eky a dokonca aj e-maily a fyzick\u00e9 s\u00fabory. V\u00e4\u010d\u0161ina t\u00fdchto \u00fadajov sa pren\u00e1\u0161a manu\u00e1lnym procesom, ktor\u00fd je \u010dasovo n\u00e1ro\u010dn\u00fd a neuverite\u013ene n\u00e1chyln\u00fd na chyby. Jeden pravdepodobn\u00fd v\u00fdsledok manu\u00e1lneho procesu [\u2026]<\/p>","protected":false},"author":13,"featured_media":1586,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/posts\/1583"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/comments?post=1583"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/posts\/1583\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/media\/1586"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/media?parent=1583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/categories?post=1583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sk\/wp-json\/wp\/v2\/tags?post=1583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}