{"id":1013,"date":"2017-07-26T10:29:47","date_gmt":"2017-07-26T10:29:47","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1013"},"modified":"2020-12-04T05:53:01","modified_gmt":"2020-12-04T05:53:01","slug":"the-insurance-act-2015","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/sv\/the-insurance-act-2015\/","title":{"rendered":"F\u00f6rs\u00e4kringslagen 2015. F\u00f6ljer du?"},"content":{"rendered":"<h2>F\u00f6rs\u00e4kringslagen 2015 tr\u00e4der i kraft augusti 2016.<\/h2>\n<\/p>\n<h3>Det representerar en avsev\u00e4rd f\u00f6r\u00e4ndring i fokus och lagkrav och l\u00e4gger mer p\u00e5 den f\u00f6rs\u00e4krade kunden och m\u00e4klaren.<\/h3>\n<p>Duty of Disclosure (DoD) har ersatts.<\/p>\n<p>Det nya kravet p\u00e5 Duty of Fair Presentation (DoFP) kr\u00e4ver:<\/p>\n<ul>\n<li>En p\u00e5visbar &quot;rimlig s\u00f6kning&quot; har gjorts f\u00f6r att f\u00e5 all relevant och v\u00e4sentlig information innan denna information presenteras f\u00f6r f\u00f6rs\u00e4kringsmarknaden.<\/li>\n<li>Information om v\u00e4sentlig risk \u00e4r s\u00e4rskilt framh\u00e4vd f\u00f6r garantigivare i presentationen.<\/li>\n<li>Reviderbara och dokumenterade processer anv\u00e4nds och bevisas till en acceptabel juridisk standard.<\/li>\n<\/ul>\n<\/p>\n<p><strong>Lagen g\u00e4ller f\u00f6r <em>alla f\u00f6rs\u00e4kringar tecknade i Storbritannien<\/em> \u2013 oavsett var <em>f\u00f6rs\u00e4krad<\/em> r\u00e5kar vara lokaliserad.<br \/>\nAmerikanska, asiatiska och europeiska f\u00f6retag m\u00e5ste ocks\u00e5 vara f\u00f6rberedda.\n<\/p>\n<p>\u00c4r du redo?<\/strong><\/p>\n<\/p>\n<h2>Hur vi hj\u00e4lper!<\/h2>\n<p>Digitala medier (relaterade dokument, listor, fillokaliserar och revisionshistorik) kan alla kategoriseras, markeras p\u00e5 l\u00e4mpligt s\u00e4tt, aggregeras, konsolideras, tidsst\u00e4mplas och lagras p\u00e5 en enda s\u00e4ker plats relaterad till listningen. Detta \u00e4r l\u00e4ttillg\u00e4ngligt f\u00f6r alla l\u00e4mpliga inbjudna; kunder, m\u00e4klare, f\u00f6rs\u00e4kringsgivare, tj\u00e4nsteleverant\u00f6rer och tillsynsmyndigheter.\n<\/p>\n<p>Alla relevanta icke-digitala medier kan refereras i ett digitalt index (vad det \u00e4r, var det finns och hur man f\u00e5r tag p\u00e5 det), f\u00f6r att underl\u00e4tta lokalisering och tillg\u00e4nglighet.\n<\/p>\n<p>Enkel och l\u00e4tt att anv\u00e4nda f\u00f6r alla \u2013 hj\u00e4lper och g\u00f6r det m\u00f6jligt f\u00f6r den f\u00f6rs\u00e4krade att b\u00e4ttre uppfylla sina lag- och efterlevnadskrav. <\/p>\n<p><a href=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/insurance.risk.exchange\/wp-content\/uploads\/2016\/07\/IA2015-1-1.png\" alt=\"IA2015-1\" width=\"612\" height=\"420\" class=\"align center size-full wp-image-1029\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>F\u00f6rs\u00e4kringslagen 2015 tr\u00e4der i kraft augusti 2016. Den inneb\u00e4r en avsev\u00e4rd f\u00f6r\u00e4ndring i fokus och lagkrav och l\u00e4gger mer p\u00e5 den f\u00f6rs\u00e4krade kunden och m\u00e4klaren. Duty of Disclosure (DoD) har ersatts. Det nya kravet p\u00e5 Duty of Fair Presentation (DoFP) kr\u00e4ver: En p\u00e5visbar &quot;rimlig s\u00f6kning&quot; [\u2026]<\/p>","protected":false},"author":14,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[94,30,95,34],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/posts\/1013"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/sv\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}