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<\/a><\/figure>\n\n\n\nIvans Insurance Services taraf\u0131ndan yay\u0131nlanan bir rapora g\u00f6re, COVID-19 karantinas\u0131 s\u0131ras\u0131nda ABD'de ticari sigorta faaliyeti b\u00fcy\u00fck \u00f6l\u00e7\u00fcde yava\u015flad\u0131. <\/p>\n\n\n\n
Ticari hatlarda, yeni politika i\u015flem hacmi, h\u00fck\u00fcmet taraf\u0131ndan uygulanan kilitlenmelerin Amerika Birle\u015fik Devletleri genelinde \u00e7ok say\u0131da i\u015fletmenin kapanmas\u0131yla sonu\u00e7lanmas\u0131ndan hemen \u00f6nce, Mart ay\u0131n\u0131n ba\u015f\u0131na k\u0131yasla May\u0131s sonunda 38.9% d\u00fc\u015ft\u00fc. <\/p>\n\n\n\n
Ticari sigorta end\u00fcstrisinin, insanlar\u0131n, s\u00fcre\u00e7lerin ve eski teknoloji ve s\u00fcre\u00e7lerin, yava\u015f b\u00fcy\u00fcmenin ve k\u00e2r\u0131 azaltt\u0131\u011f\u0131 zamanlar\u0131n her zaman gerisinde oldu\u011fu iyi bilinen bir ger\u00e7ektir. <\/p>\n\n\n\n
Art\u0131k Ticari Sigortay\u0131 ger\u00e7ek bir K\u00fcresel Dijital Ticaret Etkinli\u011fine d\u00f6n\u00fc\u015ft\u00fcrmeye haz\u0131r m\u0131? Coronavirus'un etkileri geni\u015f kapsaml\u0131 ve \u00e7ok zor olaca\u011f\u0131 i\u00e7in Finance'ten \u00f6\u011frenilen teknikleri ve en son dijital\/internet teknolojilerini kullanmak?<\/p>\n\n\n\n
Cevap Evet.<\/strong> Tamamen yeni bir sisteme ihtiya\u00e7 var.<\/p>\n\n\n\nTam bir g\u00fcvenli dijital u\u00e7tan uca s\u00fcre\u00e7 (ka\u011f\u0131t duvarlar olmadan, yeniden anahtarlama olmadan).<\/strong><\/p>\n\n\n\nT\u00fcm de\u011fer zinciri boyunca sigorta s\u00fcrecini y\u00f6netme ve t\u00fcm payda\u015flar\u0131n (sigortal\u0131lar, brokerler, sigortac\u0131lar ve reas\u00fcr\u00f6rler, hizmet sa\u011flay\u0131c\u0131lar, d\u00fczenleyiciler) ileti\u015fim kurmas\u0131na ve i\u015fbirli\u011fi yapmas\u0131na, etkile\u015fimde bulunmas\u0131na, dijital veri ve bilgileri payla\u015fmas\u0131na\/aktarmas\u0131na, m\u00fczakere etmesine ve g\u00fcvenli bir \u015fekilde y\u00fcr\u00fctmesine izin verme yetene\u011fi ile sigorta i\u015flemleri.<\/p>\n\n\n\n
G\u00fcn\u00fcm\u00fcz\u00fcn mevcut s\u00fcrecinin \u00e7o\u011fu \u201cba\u011flant\u0131s\u0131z\u201d ve hala e-posta, elektronik tablo, telefon ve \u00e7ok say\u0131da ka\u011f\u0131t ve \u00e7ok say\u0131da insan arac\u0131l\u0131\u011f\u0131yla y\u00f6netiliyor. \u015ei\u015firilmi\u015f maliyetler, arkaik\/gereksiz s\u00fcre\u00e7ler ve eski teknoloji, t\u00fcm ticari sigorta g\u0131da zincirinde yayg\u0131nd\u0131r.<\/p>\n\n\n\n
Ama umutsuzlu\u011fa kap\u0131lmay\u0131n.<\/strong><\/p>\n\n\n\nY\u00fcr\u00fctme s\u00fcresini k\u00f6kten iyile\u015ftirirken, y\u00fcr\u00fctme maliyetlerini en aza indirirken ve adil ve hakkaniyetli bir fiyatla yeni t\u00fcr sigorta ara\u00e7lar\u0131 ve risklerine izin verirken daha rekabet\u00e7i fiyatland\u0131rma sa\u011flamak i\u00e7in ak\u0131c\u0131 u\u00e7tan uca s\u00fcre\u00e7lerle geli\u015fmi\u015f geni\u015fletilebilir g\u00fcvenli dijital teknoloji sa\u011fl\u0131yoruz.<\/p>\n\n\n\n
\u0130ster sigorta \u015firketi olsun, isterse m\u00fc\u015fterilerinin risk\/sigorta y\u00f6neticileri\/finans \u00e7al\u0131\u015fanlar\u0131 olsun, \u201cdo\u011fru ki\u015fileri\u201d \u201cdo\u011fru veri ve bilgilerle\u201d bulu\u015fturan; 100% dijital olarak birlikte \u00e7al\u0131\u015fabilir, tart\u0131\u015fabilir, \u00f6nerebilir, dan\u0131\u015fabilir, tavsiyede bulunabilirler.<\/strong><\/p>\n\n\n\n<\/p>","protected":false},"excerpt":{"rendered":"
Bir\u00e7ok i\u015fletme i\u00e7in ger\u00e7ek bir felaket k\u00fcresel olay. A\u015fa\u011f\u0131da, birka\u00e7 sekt\u00f6rde ciddi mali sorunlar sergileyen tipik Ticari Sigorta M\u00fc\u015fterilerinin k\u00fc\u00e7\u00fck bir \u00f6rne\u011fi g\u00f6sterilmektedir. Perakende, Petrol, \u0130n\u015faat, \u0130malat\u2026 vb. gibi daha bir\u00e7ok sekt\u00f6r var. Hepsinin uzun vadeli ekonomik sorunlarla kar\u015f\u0131 kar\u015f\u0131ya kalmas\u0131 muhtemel. Bir\u00e7ok \u015firket g\u00f6r\u00fcyor [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/tr\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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