{"id":1739,"date":"2020-05-20T07:37:00","date_gmt":"2020-05-20T07:37:00","guid":{"rendered":"https:\/\/insurance.risk.exchange\/?p=1739"},"modified":"2021-11-19T02:24:21","modified_gmt":"2021-11-19T02:24:21","slug":"effects-of-coronavirus-on-the-global-commercial-insurance-industry","status":"publish","type":"post","link":"https:\/\/insurance.risk.exchange\/vi\/effects-of-coronavirus-on-the-global-commercial-insurance-industry\/","title":{"rendered":"\u1ea2nh h\u01b0\u1edfng c\u1ee7a Coronavirus \u0111\u1ed1i v\u1edbi ng\u00e0nh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u."},"content":{"rendered":"

M\u1ed9t s\u1ef1 ki\u1ec7n to\u00e0n c\u1ea7u th\u1ef1c s\u1ef1 th\u1ea3m kh\u1ed1c \u0111\u1ed1i v\u1edbi nhi\u1ec1u doanh nghi\u1ec7p. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t m\u1eabu nh\u1ecf v\u1ec1 Kh\u00e1ch h\u00e0ng B\u1ea3o hi\u1ec3m Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec3n h\u00ecnh c\u00f3 v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh nghi\u00eam tr\u1ecdng trong m\u1ed9t s\u1ed1 ng\u00e0nh. <\/p>\n\n\n\n

C\u00f2n nhi\u1ec1u l\u0129nh v\u1ef1c kh\u00e1c nh\u01b0 B\u00e1n l\u1ebb, D\u1ea7u kh\u00ed, X\u00e2y d\u1ef1ng, S\u1ea3n xu\u1ea5t\u2026 vv T\u1ea5t c\u1ea3 \u0111\u1ec1u c\u00f3 kh\u1ea3 n\u0103ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c v\u1ea5n \u0111\u1ec1 kinh t\u1ebf d\u00e0i h\u1ea1n. Nhi\u1ec1u c\u00f4ng ty \u0111ang ch\u1ee9ng ki\u1ebfn doanh thu th\u1ea5p h\u01a1n d\u1eabn \u0111\u1ebfn d\u00f2ng ti\u1ec1n \u00edt h\u01a1n v\u00e0 l\u1ee3i nhu\u1eadn thu h\u1eb9p.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Khi\u1ebfu n\u1ea1i v\u1ec1 Gi\u00e1n \u0111o\u1ea1n Kinh doanh S\u1ebd \u1ea2nh h\u01b0\u1edfng Nghi\u00eam tr\u1ecdng \u0111\u1ebfn C\u00f4ng ty B\u1ea3o hi\u1ec3m. <\/p>\n\n\n\n

Kh\u1ee7ng ho\u1ea3ng Coronavirus c\u00f3 th\u1ec3 x\u00f3a s\u1ed5 to\u00e0n b\u1ed9 ng\u00e0nh c\u00f4ng nghi\u1ec7p. <\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Theo m\u1ed9t b\u00e1o c\u00e1o c\u1ee7a Ivans Insurance Services, ho\u1ea1t \u0111\u1ed9ng b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 ch\u1eadm l\u1ea1i \u0111\u00e1ng k\u1ec3 \u1edf M\u1ef9 trong th\u1eddi gian COVID-19 b\u1ecb kh\u00f3a. <\/p>\n\n\n\n

Tr\u00ean c\u00e1c tuy\u1ebfn th\u01b0\u01a1ng m\u1ea1i, kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch ch\u00ednh s\u00e1ch m\u1edbi \u0111\u00e3 gi\u1ea3m 38,9% v\u00e0o cu\u1ed1i th\u00e1ng 5 so v\u1edbi \u0111\u1ea7u th\u00e1ng 3, ngay tr\u01b0\u1edbc khi c\u00e1c l\u1ec7nh kh\u00f3a do ch\u00ednh ph\u1ee7 \u00e1p \u0111\u1eb7t d\u1eabn \u0111\u1ebfn vi\u1ec7c \u0111\u00f3ng c\u1eeda h\u00e0ng lo\u1ea1t doanh nghi\u1ec7p tr\u00ean kh\u1eafp Hoa K\u1ef3. <\/p>\n\n\n\n

M\u1ed9t th\u1ef1c t\u1ebf n\u1ed5i ti\u1ebfng l\u00e0 ng\u00e0nh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i lu\u00f4n \u0111i sau th\u1eddi \u0111\u1ea1i m\u00e0 con ng\u01b0\u1eddi, quy tr\u00ecnh v\u00e0 c\u00f4ng ngh\u1ec7 k\u1ebf th\u1eeba, t\u0103ng tr\u01b0\u1edfng ch\u1eadm v\u00e0 gi\u1ea3m l\u1ee3i nhu\u1eadn. <\/p>\n\n\n\n

B\u00e2y gi\u1edd n\u00f3 \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 chuy\u1ec3n \u0111\u1ed5i B\u1ea3o hi\u1ec3m Th\u01b0\u01a1ng m\u1ea1i th\u00e0nh m\u1ed9t Ho\u1ea1t \u0111\u1ed9ng Giao d\u1ecbch K\u1ef9 thu\u1eadt s\u1ed1 To\u00e0n c\u1ea7u th\u1ef1c s\u1ef1 ch\u01b0a; s\u1eed d\u1ee5ng c\u00e1c k\u1ef9 thu\u1eadt h\u1ecdc \u0111\u01b0\u1ee3c t\u1eeb T\u00e0i ch\u00ednh, v\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 \/ internet m\u1edbi nh\u1ea5t v\u00ec \u1ea3nh h\u01b0\u1edfng c\u1ee7a Coronavirus \u0111ang ti\u1ebfp c\u1eadn r\u1ed9ng r\u00e3i v\u00e0 s\u1ebd r\u1ea5t th\u00e1ch th\u1ee9c?<\/p>\n\n\n\n

C\u00e2u tr\u1ea3 l\u1eddi l\u00e0 c\u00f3.<\/strong> M\u1ed9t h\u1ec7 th\u1ed1ng ho\u00e0n to\u00e0n m\u1edbi l\u00e0 c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n

M\u1ed9t quy tr\u00ecnh k\u1ef9 thu\u1eadt s\u1ed1 ho\u00e0n ch\u1ec9nh t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i an to\u00e0n (kh\u00f4ng c\u00f3 t\u01b0\u1eddng gi\u1ea5y, kh\u00f4ng t\u00f4 l\u1ea1i).<\/strong><\/p>\n\n\n\n

V\u1edbi kh\u1ea3 n\u0103ng x\u1eed l\u00fd quy tr\u00ecnh b\u1ea3o hi\u1ec3m tr\u00ean to\u00e0n b\u1ed9 chu\u1ed7i gi\u00e1 tr\u1ecb v\u00e0 cho ph\u00e9p t\u1ea5t c\u1ea3 c\u00e1c b\u00ean li\u00ean quan (\u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u00e0 m\u00f4i gi\u1edbi, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 t\u00e1i b\u1ea3o hi\u1ec3m, nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5, c\u01a1 quan qu\u1ea3n l\u00fd) giao ti\u1ebfp v\u00e0 c\u1ed9ng t\u00e1c, t\u01b0\u01a1ng t\u00e1c, chia s\u1ebb \/ chuy\u1ec3n d\u1eef li\u1ec7u v\u00e0 th\u00f4ng tin k\u1ef9 thu\u1eadt s\u1ed1, th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u00e0 th\u1ef1c thi an to\u00e0n giao d\u1ecbch b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n

Ph\u1ea7n l\u1edbn quy tr\u00ecnh hi\u1ec7n t\u1ea1i ng\u00e0y nay l\u00e0 "ng\u1eaft k\u1ebft n\u1ed1i" v\u00e0 v\u1eabn \u0111\u01b0\u1ee3c x\u1eed l\u00fd qua email, b\u1ea3ng t\u00ednh, \u0111i\u1ec7n tho\u1ea1i, v\u00e0 r\u1ea5t nhi\u1ec1u gi\u1ea5y, v\u00e0 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi. Chi ph\u00ed t\u0103ng cao, c\u00e1c quy tr\u00ecnh c\u0169 \/ kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0 c\u00f4ng ngh\u1ec7 k\u1ebf th\u1eeba c\u00f3 \u0111\u1ea7y r\u1eaby trong to\u00e0n b\u1ed9 chu\u1ed7i th\u1ef1c ph\u1ea9m b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i.<\/p>\n\n\n\n

Nh\u01b0ng \u0111\u1eebng tuy\u1ec7t v\u1ecdng.<\/strong><\/p>\n\n\n\n

Ch\u00fang t\u00f4i cung c\u1ea5p c\u00f4ng ngh\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 b\u1ea3o m\u1eadt c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ti\u00ean ti\u1ebfn v\u1edbi c\u00e1c quy tr\u00ecnh \u0111\u1ea7u cu\u1ed1i \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp h\u1ee3p l\u00fd \u0111\u1ec3 cung c\u1ea5p m\u1ee9c gi\u00e1 c\u1ea1nh tranh h\u01a1n trong khi c\u1ea3i thi\u1ec7n c\u01a1 b\u1ea3n th\u1eddi gian th\u1ef1c hi\u1ec7n, gi\u1ea3m thi\u1ec3u chi ph\u00ed th\u1ef1c hi\u1ec7n v\u00e0 cho ph\u00e9p m\u1ed9t lo\u1ea1t c\u00e1c c\u00f4ng c\u1ee5 b\u1ea3o hi\u1ec3m v\u00e0 r\u1ee7i ro m\u1edbi \u1edf m\u1ed9t m\u1ee9c gi\u00e1 h\u1ee3p l\u00fd v\u00e0 c\u00f4ng b\u1eb1ng.<\/p>\n\n\n\n

\u0110\u00f3 l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i \u201c\u0111\u00fang ng\u01b0\u1eddi\u201d v\u1edbi \u201cd\u1eef li\u1ec7u v\u00e0 th\u00f4ng tin ph\u00f9 h\u1ee3p\u201d cho d\u00f9 h\u1ecd l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m hay ng\u01b0\u1eddi qu\u1ea3n l\u00fd r\u1ee7i ro \/ b\u1ea3o hi\u1ec3m \/ ng\u01b0\u1eddi t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd; \u0111\u1ec3 t\u1ea5t c\u1ea3 h\u1ecd c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c c\u00f9ng nhau, th\u1ea3o lu\u1eadn, \u0111\u1ec1 xu\u1ea5t, tham kh\u1ea3o \u00fd ki\u1ebfn, t\u01b0 v\u1ea5n - 100% k\u1ef9 thu\u1eadt s\u1ed1.<\/strong><\/p>\n\n\n\n

<\/p>","protected":false},"excerpt":{"rendered":"

M\u1ed9t s\u1ef1 ki\u1ec7n to\u00e0n c\u1ea7u th\u1ef1c s\u1ef1 th\u1ea3m kh\u1ed1c \u0111\u1ed1i v\u1edbi nhi\u1ec1u doanh nghi\u1ec7p. D\u01b0\u1edbi \u0111\u00e2y tr\u00ecnh b\u00e0y m\u1ed9t s\u1ed1 m\u1eabu nh\u1ecf v\u1ec1 c\u00e1c Kh\u00e1ch h\u00e0ng B\u1ea3o hi\u1ec3m Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec3n h\u00ecnh c\u00f3 c\u00e1c v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh nghi\u00eam tr\u1ecdng trong m\u1ed9t s\u1ed1 ng\u00e0nh. C\u00f2n nhi\u1ec1u l\u0129nh v\u1ef1c kh\u00e1c nh\u01b0 B\u00e1n l\u1ebb, D\u1ea7u kh\u00ed, X\u00e2y d\u1ef1ng, S\u1ea3n xu\u1ea5t\u2026 vv T\u1ea5t c\u1ea3 \u0111\u1ec1u c\u00f3 kh\u1ea3 n\u0103ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c v\u1ea5n \u0111\u1ec1 kinh t\u1ebf d\u00e0i h\u1ea1n. Nhi\u1ec1u c\u00f4ng ty \u0111ang th\u1ea5y [\u2026]<\/p>","protected":false},"author":13,"featured_media":1801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/media\/1801"}],"wp:attachment":[{"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.risk.exchange\/vi\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}