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Blockchain

Opportunities and Challenges. What happens every time some new hot technology is announced – it gets branded as the answer to everything and unfortunately it never is. This is what has happened with Blockchain. It’s not a solution to all problems – it’s a distributed database and needs a lot of […]

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Cyber Insurance

How does Cyber Insurance relate to an annual policy renewal? Unfortunately, it doesn’t really match too well. As security threats and breaches continue to mount, there is a growing need and demand for insurance services to help mitigate today’s risk, so why does the cyber-insurance business not understand the dynamic […]

Secure and covered?

Can you get the insurance cover you want? A lot of work is going into Cyber Insurance and has been for many years. Trouble is it’s not keeping apace with the pace of the technology changes. So how does a client get covered for the newer cyber risks after signing […]

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The Insurance Act 2015. Do you Comply?

The Insurance Act 2015 comes into force August 2016. It represents a considerable change in focus and legal requirement and puts more onus onto the insured client and broker. Duty of Disclosure (DoD) has been superseded. The new requirement of Duty of Fair Presentation (DoFP) demands: A demonstrable “reasonable search” […]

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Simple Intro to Smart Contracts

Blockchain + Smart Contracts. Is this the way of the future? We think so. Not yet a mature model, but heading in the right direction. Needs a few more real live solutions and an increase in new features and functions. As a technology – it’s great but it’s a bit […]

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